Living
A helping hand
This year’s Point Foundation scholarship winners have big dreams
Pete Subkoviak (Photo courtesy of the Point Foundation)
Pete Subkoviak, from Madison, Wis., entered the world female, but never identified as anything other than male. From the age of 3, he insisted he was male. With the support of family and friends, Subkoviak began to transition, gained a second chance at life, and went after it with passion.
As an undergraduate student at the University of Wisconsin, Subkoviak spoke often about the transgender community. He interned for Sen. Russ Feingold (D-Wis.) and pursued a career working on state and federal HIV policy for the AIDS Foundation of Chicago.
Subkoviak is among 76 LGBT students awarded scholarships this year by the Point Foundation, a national group that raises money to fund scholarships for LGBT students in need due to unsupportive families. The Point Foundation began offering scholarships in 2001 and has supported hundreds of students, with 145 alumni already earning their higher education degrees. Many have gone on to pursue their life goals, including becoming doctors, lawyers and filmmakers. Alex Morse, the country’s youngest openly gay mayor, was a Point scholar.
Subkoviak used his Point scholarship for graduate school and plans to matriculate from Johns Hopkins this month and work on health care reform implementation and other policies that will expand access to health insurance.
“The Point Foundation is not just a scholarship program, but has also given me the professional guidance and emotional inspiration I need in order to achieve my academic and post-graduate aspirations,” Subkoviak says. “I really feel driven forward by the fellow scholars, the organization and all of its supporters.”
While the financial assistance that Point offers has helped him a great deal, it’s the networking and growth opportunities that have played just as important a role in his success. Each year, Point holds a leadership conference where all the scholars, alumni, staff and boards get together to share experiences, support each other and build skills.
“Last year we held the event right here in Washington D.C., and we were able to speak with successful LGBT individuals from all walks of life to hear their stories and get advice on how we might follow their path,” Subkoviak says. “The foundation has seen some tremendous growth over the past few years to the point where they can now support 76 scholars. But the need out there is huge so I hope that people continue to jump on the Point bandwagon and they can extend the opportunity to many more LGBT youth.”
One of the most important moments of his time as a Point scholar happened just a few weeks ago when Subkoviak had the opportunity to meet Tyler Clementi’s father and brother and spoke with them about the importance of their work to support LGBT youth. Clementi is the gay Rutgers University student who committed suicide after being secretly recorded during a date with another man by his roommate.
“School can be tough for anyone, but LGBT students can feel especially alone. Point really understands the need for LGBT students to have visible, overt support, and they really work to makes you feel like you have a large community right there with you, rooting for you all the way,” he says. “A few years ago, Point and the Tyler Clementi Foundation joined together to offer a scholarship in Tyler’s name—one dedicated to ending the bullying and isolation of LGBT youth in educational settings.”
With a background and interest in public policy and politics, Subkoviak is working on an innovative transgender employment program.
“As a transgender man myself, I became distressed that very few organizations were serving the community, much less appreciating the discrimination in education and employment that forces many transgender individuals into the street-based sex work and HIV risk behavior,” he says. “In 2010, I drew up the blueprint for a transgender employment program and found a partner in Chicago House and Social Service Agency. Together we built a large coalition of government officials, community leaders and transgender individuals in order to make it a reality.”
Then something interesting happened: public and foundational support for the program exploded, and the scale of the project transformed in breathtaking fashion. It’s taken some time, but this July the final product, called the TransLife Center, will be fully realized.
It will offer TransHousing, beginning with more than 30 units of housing to those who are trans and living on the streets. It will also offer TransWorks, a full-scale employment program, TransHealth with medical connections to care services, TransLegal services and TransSafe, a drop-in center where transgender individuals can get off the street to get a shower, a meal and relax in an environment that is free from discrimination.
“I think that as LGBT organizations continue to acknowledge the need to more fully integrate the ‘T’ into their work that the TransLife Center is going to offer incredibly important lessons and be looked at as a trailblazing program,” he says. “Over the long term I’m interested in authoring a book on domestic policy. I’d also like to join a rock ‘n’ roll band and run for public office—hoping that the two aren’t mutually exclusive.”
Another Point scholar is Monica Motley, a dual degree student at Virginia Tech seeking a doctorate degree in philosophy in the Department of Biomedical and Veterinary Sciences and a master’s of public health degree in the Department of Population Health Sciences.
Monica Motley (Photo courtesy Point Foundation)
“When I think about the Point Foundation, it’s really meant to me guidance, support and opportunity,” she says. “I can be exactly who I am unapologetically, but also at the same time, better ensuring that I can achieve my potential for greatness to change the world.”
In 2007, Motley was elected the first African-American homecoming queen in 35 years, as well as the first openly gay homecoming queen at Virginia Commonwealth University.
A Danville, Va., native, Motley, who came out at 16, plans to become a social scientist and public health practitioner seeking to better understand how various socioeconomic factors influence health behaviors and outcomes in high risk populations, such as the LGBT community.
“My research aims to identify and better understand different social factors—physical environment, education, income — influence our health behaviors, especially physical activity and nutrition,” she says. “I look at that in high-risk communities, communities of color, LGBTQ, individual of over 45, low-income.”
Not only does she work on the research itself, but she tries to figure out how to recruit more diverse individuals into research so that it can better prepare those as catalysts for change.
“One of the most valuable things I have taken away from Point is mentorship from people who look like me,” she says. “Not necessarily in the literal sense, but being from a small city, an African American, a woman and an out lesbian, it was really important that I was connected personally and professionally that I was connected to people who were also gay. It has helped me become more confident.”
Point Foundation’s academic/program year begins in July with a leadership conference, where past and recently awarded scholars receive intensive training in leadership development, accountability, community service guidance, and advocacy and philanthropy to the LGBT community.
“When I look at my fellow scholars, these are brilliant individuals. There’s someone who has discovered a planet. There’s someone who has won an award for documentaries. For someone to say that they need me to succeed so we can all continue this movement to achieve equality, it moves me and gets me so emotional,” Motley says. “Think of how much further along we would be if we had more people tell the generations that are our future that we are underestimating our ability for equality. That’s what the Point Foundation did for me. It’s been life changing for me.”
Real Estate
Convert rent check into an automatic investment, Marjorie!
Basic math shows benefits of owning vs. renting
Suppose people go out for dinner and everyone is talking about how they are investing their money. Some are having fun with a few new apps they downloaded – where one can round up purchases and then bundle that money into a weekly or monthly investment that grows over time, which is a smart thing to do. The more automatic one can make the investments, the less is required to “think about it” and the more it just happens. It becomes a habit and a habit becomes a reward over time.
Another habit one can get into is just making that rent check an investment. One must live somewhere, correct? And in many larger U.S. cities like New York, Chicago, D.C., Los Angeles, Miami, Charlotte, Atlanta, Dallas, Nashville, Austin, or even most mid-market cities, rents can creep up towards $2,000 a month (or more) with ease.
Well, do the math. At $2,000 per month over one year, that’s $24,000. If someone stays in that apartment (with no rent increases) for even three years, that amount triples to $72,000. According to Rentcafe.com, the average rent in the United States at the end of 2025 was around $1,700 a month. Even that amount of rent can total between $60,000 and $80,000 over 3-4 years.
What if that money was going into an investment each month? Now, yes, the argument is that most mortgage payments, in the early years, are more toward the interest than the principal. However, at least a portion of each payment is going toward the principal.
What about closing costs and then selling costs? If a home is owned for three years, and then one pays out of pocket to close on that home (usually around 2-3% of the sales price), does owning it for even three years make it worth it? It could be argued that owning that home for only three years is not enough time to recoup the costs of mostly paying the interest plus paying the closing costs.
Let’s look at some math:
A $300,000 condo – at 3% is $9,000 for closing costs.
One can also put as little as 3 or 3.5% down on a home – so that is also around $9,000.
If a buyer uses D.C. Opens Doors or a similar program – a down payment can be provided and paid back later when the property is sold so that takes care of some of the upfront costs. Knowledgeable lenders can often discuss other useful down payment assistance programs to help a buyer “find the money.”
Another useful tactic many agents use is to ask for a credit from the seller. If a property has sat on the market for weeks, the seller may be willing to give a closing cost credit. That amount can vary. New construction sellers may also offer these closing cost credits as well.
And that, Marjorie, just so you will know, and your children will someday know, is THE NIGHT THE RENT CHECK WENT INTO AN INVESTMENT ACCOUNT ON GEORGIA AVENUE!
Joseph Hudson is a referral agent with Metro Referrals. Reach him at 703-587-0597 or [email protected].
Some vehicles age quietly — but not muscle cars.
For 2026, the Chevrolet Corvette tightens its focus, fixes one glaring flaw (the previously dowdy interior) and flaunts a futuristic design. The Dodge Charger, on the other hand, is loud and proud, daring you to ignore its presence at your peril.
CHEVROLET CORVETTE
$73,000-$92,000
MPG: 16 city/25 highway
0 to 60 mph: 2.8 seconds
Cargo space: 13 cu. ft.
PROS: Awesome acceleration. Race-car feel. Snazzy cabin.
CONS: No manual transmission. No rear seat. Tight storage.
Finally, the Chevrolet Corvette feels as good inside as it looks flying past you on the freeway. That’s thanks to the classy, completely redesigned cabin. Gone is the old, polarizing wall of buttons in favor of a sleeker, three-screen cockpit. There’s a large digital gauge cluster, a wide infotainment screen angled toward the driver, and a marvy new auxiliary display. Everything is modern and a bit glitzy — but in a good way.
Fit and finish are higher quality than before, and the controls are more intuitive. Chevy’s Performance App is now standard across trims, offering real-time data for drivers who enjoy metrics as much as momentum. And the new interior color schemes, including slick asymmetrical options, let you express yourself without screaming for attention—confidence, not obnoxious bluster.
As for handling, the steering is quick and sure, body control is exceptional, and acceleration is blazingly fast. A mid-engine layout also delivers sublime balance.
Three trim options, including the V8-powered Stingray, the E-Ray (also with a V8 but paired with electric all-wheel drive), and the Z06 and ZR1 variants for racing devotees.
(Note to self: For a truly mind-blowing experience, there’s the new 1,250-horsepower ZR1X all-electric supercar that goes from 0 to 60 mph in less that 2 seconds and is priced starting at $208,000.)
Yes, the ride in any of these Corvettes can be firm. And visibility is, well, rather compromised. But this supercar is a total Dom, not a timid sub. Think Alexander Skarsgard in “Pillion,” and you get the picture.
DODGE CHARGER
$52,000-$65,000
MPG: 16 city/26 highway
0 to 60 mph: 3.9 seconds
Cargo capacity: 22.75 cu. ft.
PROS: Choice of gas or EV power. Modern tech. Spacious cabin.
CONS: No V8 engine (yet). Soft steering. Less-than-lithe cornering.
Everything old is new again for the Dodge Charger. The automaker initially was phasing out gas-powered models in a shift to electric vehicles but then quickly pivoted back to include gas engines after yo-yo regulatory changes this year from, well, the yo-yos in the White House.
Powerful twin-turbo engines in the R/T and Scat Pack trims produce up to 550 horsepower. These models come standard with all-wheel drive but can be switched to rear-wheel drive for classic muscle-car antics when the mood strikes you.
At the same time, Dodge still offers the electric Charger Daytona, delivering up to 670 horsepower and ferocious straight-line acceleration.
The Charger’s aggressive design, massive digital displays and practical hatchback layout carry over, reinforcing its ability to be both a performance diva and everyday companion. With the larger-than-expected storage space, I appreciated being able to fit a boatload of groceries in the trunk during a Costco run.
New wheel designs, paint choices and trim variations help you visually distinguish between gas and electric Chargers. But no matter the model, each one feels decisive and deliberate on the road. Commuting in stop-and-go traffic during rush hour is fine, but this street machine excels at high-speed cruising on the freeway.
The turbo six-cylinder engine delivers muscular torque with less drama than the old V8s, but still with plenty of urgency. The electric Daytona version is a different kind of thrill, with its instant, silent thrust that feels like it could almost launch you to the moon.
Steering is stable but not exactly crisp, and the Charger’s weight makes it less lithe—and lively—than other muscle cars, especially when navigating tight corners.
But that’s just fine with me. Like Bea Arthur as Dorothy in “The Golden Girls,” this no-nonsense muscle car is proud to be big, bold and brassy.
Real Estate
Top buyer-friendly markets for the LGBTQ community
Home should be a place where you can be fully yourself
Buying or selling a home is one of the most meaningful financial and emotional decisions a person can make. For LGBTQ+ individuals and families, that journey can also come with unique considerations — from finding truly inclusive neighborhoods to working with professionals who understand and respect who you are.
The good news? Across the United States, there are increasingly buyer-friendly housing markets where LGBTQ+ home buyers and sellers can find opportunity, affordability, and community. When paired with the right representation, these markets can offer not only strong financial value, but peace of mind.
For more than 30 years, GayRealEstate.com has been the leading source of LGBTQ+ real estate representation, helping LGBTQ+ buyers and sellers connect with vetted, LGBTQ+ friendly real estate agents who understand the nuances of fair housing, legal protections, and inclusive service.
Below, we explore top buyer-friendly markets for the LGBTQ+ community, along with practical tips to help you navigate the process with confidence.
What Makes a Market Buyer-Friendly?
A buyer-friendly market isn’t just about lower prices — especially for LGBTQ+ home buyers. It often includes:
- Increased housing inventory (more choices, less pressure)
- Slower price growth or stabilized pricing
- Greater negotiating power for buyers
- Established or emerging LGBTQ+ communities
- Local protections and inclusive policies
- Access to LGBTQ+ friendly real estate agents and resources
Markets that combine affordability with inclusivity can be especially attractive for first-time gay home buyers, same-sex couples, and LGBTQ+ families planning for long-term stability.
Top Buyer-Friendly Markets for LGBTQ Home Buyers
1. Austin & San Antonio, Texas
Once known for extreme competition, many Texas metros have shifted into more buyer-friendly territory due to increased inventory.
Why it works for LGBTQ+ buyers:
- Strong LGBTQ+ communities, especially in Austin
- More negotiating leverage than in prior years
- Diverse neighborhoods at varying price points
Tip: Texas does not have statewide LGBTQ+ housing protections, making it especially important to work with an experienced LGBTQ+ friendly realtor through GayRealEstate.com.
2. Columbus & Cincinnati, Ohio
Ohio cities continue to attract buyers looking for value without sacrificing culture or inclusivity.
Why it works:
- Lower median home prices
- Growing LGBTQ+ populations
- Strong healthcare, education, and job markets
These cities are particularly appealing for LGBTQ+ buyers relocating from higher-cost coastal markets.
3. Richmond, Virginia
Richmond has become a standout for LGBTQ+ home ownership thanks to affordability, history, and progressive growth.
Highlights:
- Inclusive local culture
- Buyer-friendly price trends
- Walkable neighborhoods popular with LGBTQ+ professionals
4. Minneapolis–St. Paul, Minnesota
The Twin Cities consistently rank high for LGBTQ+ quality of life and legal protections.
Why LGBTQ+ buyers love it:
- Strong anti-discrimination laws
- Stable home values
- Excellent resources for LGBTQ+ families
Minnesota offers one of the safest environments for LGBTQ+ home buyers and sellers navigating the real estate process.
5. Jacksonville & Tampa Bay, Florida
Florida remains complex for LGBTQ+ buyers, but some metros still offer strong buyer opportunity.
What to know:
- Increased inventory = more negotiating power
- Coastal lifestyle at lower cost than South Florida
- Local LGBTQ+ communities continue to grow
Because statewide protections vary, partnering with a GayRealEstate.com LGBTQ+ friendly real estate agent is essential.
Finding LGBTQ-Friendly Neighborhoods
Not every “affordable” neighborhood is inclusive — and safety, comfort, and belonging matter.
When searching for LGBTQ+ friendly neighborhoods:
- Look for visible LGBTQ+ organizations, events, and businesses
- Research local non-discrimination ordinances
- Ask your agent about lived experiences, not just statistics
- Talk to neighbors and local LGBTQ+ groups
Agents in the Gay Real Estate Network often provide insight that listing data alone cannot.
The Importance of LGBTQ Real Estate Representation
While fair housing laws exist, LGBTQ+ housing discrimination still happens — sometimes subtly, sometimes overtly.
Working with an LGBTQ+ friendly real estate agent helps ensure:
- Respectful communication
- Advocacy during negotiations
- Awareness of legal protections
- A safer, more affirming experience
GayRealEstate.com has spent over three decades building the most trusted network of gay realtors, lesbian real estate agents, and LGBTQ+ friendly real estate professionals nationwide.
Legal Protections Every LGBTQ Buyer and Seller Should Know
Federal protections now include sexual orientation and gender identity under the Fair Housing Act, but enforcement and local laws vary.
Before buying or selling:
- Understand your state and local protections
- Know how to document discriminatory behavior
- Work with professionals who take advocacy seriously
- Use trusted LGBTQ+ real estate resources
GayRealEstate.com agents are experienced in helping clients navigate these realities with confidence.
Tips for LGBTQ Home Buyers & Sellers
- Get pre-approved early to strengthen your buying position
- Interview agents and ask direct questions about LGBTQ+ experience
- Don’t ignore your instincts — comfort matters
- Plan long-term: community, schools, healthcare, and protections
- Use LGBTQ+-specific resources rather than generic searches
Buyer-friendly markets create opportunity — but representation creates security.
Whether you’re a first-time gay home buyer, a same-sex couple relocating, or an LGBTQ+ seller preparing for your next chapter, choosing the right market and the right representation makes all the difference.
For over 30 years, GayRealEstate.com has been the trusted leader in LGBTQ+ real estate, connecting buyers and sellers with professionals who understand the importance of inclusion, advocacy, and respect.
Your home should be more than a place to live — it should be a place where you can be fully yourself.
Scott Helms is president and owner of Gayrealestate.com.
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Comings & Goings
Calendar: January 23-29
