Real Estate
Strategies for success
Next weekend’s g.life expo offers seminar on real estate investing


(Photo by Bigstock)
The D.C. area has historically had a strong rental market for a diverse and mobile population.
In previous columns, I’ve written for people considering their first home purchase about why it makes financial sense to buy instead of rent. In this column, I want to address people who are moving up or moving out of their first house: If you can afford it, keeping your home and renting it out can make more financial sense than you think (especially if you can get positive cash flow out of the house).
Looking to diversify your retirement savings plan? Holding rental real estate can augment your savings and investments and provide a strong income stream in the future.
If you are interested in learning more, you can do so at the panel entitled “Investing in Rental Real Estate” at the g.life U program that is part of g.life, “A Day in D.C., All Things LGBT” sponsored by the Capitol Area Gay & Lesbian Chamber of Commerce at the Marriott Wardman Park on Nov. 9 from 10 a.m.-5 p.m. The g.life U program will offer speakers and panels focusing on aspects of personal and professional life for LGBT people.
In the rental real estate panel, a financial planner, real estate agent, a mortgage banker and a property manager will discuss why rental real estate might be appropriate for you, how to find properties that will make sense for rental, how to finance the purchase and what to do once you have the property. Geared toward the small investor or those just thinking about getting started, this panel will provide a high level overview of how to get started as a real estate investor. Each panelist will speak from a particular perspective:
Financial planner — Why holding rental real estate is a good diversification of investments for retirement.
Mortgage lender — What lenders look for when people wish to finance an investment purchase.
Real estate agent — How a professional agent can help you find the ideal investment property.
Property manager — How a rental management company can care for your investment while the value grows and take the burden of being a landlord off your plate.
Moderated by someone who is already a successful real estate investor, the panel will begin promptly at 2 p.m. and end by 2:50 p.m. But the panelists will stay around afterward to chat with anyone interested in taking the next steps as a potential investor.
You can find out more about g.life overall by going to the web site at g-lifeexpo.com. While there, you can also register for free for this amazing event now in its second year.
Ted Smith is a licensed REALTOR® with STAGES Premier, REALTORS specializing in mid-city D.C. He can be reached at [email protected] or follow him on Facebook.com/MidCityDCLife , Youtube.com/TedSmithSellsDC or @TedSmithSellsDC. You can also join him at monthly free seminars for first-time home buyers or weekly tours of open houses specifically geared toward first-time home buyers and in a different neighborhood each week. Sign up at meetup.com/DCMidCity1stTimeHomeBuyers/.
Real Estate
Rental housing discrimination and you
There are many ways landlords can disadvantage LGBTQ renters

Housing discrimination based on sexual orientation and gender expression is illegal in the District of Columbia. This means that housing providers cannot refuse to rent to someone or treat them differently in their housing-related decisions because of their sexual orientation or gender expression.
But what might housing discrimination against LGBTQ home seekers look like?
Discriminatory treatment can occur at a number of stages in the home rental or purchase process, including when scheduling rental (or sales) showings, during a tour of the property, or during the application or post-application process.
But discrimination may also occur while you are living in a rental home. Today’s discrimination may not be as blatant as an outright rejection or a snide remark about a protected category. There have been incidents of discrimination based on sexual orientation and gender expression discrimination cited in rental housing disputes and lawsuits.
Some of these include landlords refusing to rent or renew leases to LGBTQ tenants; harassment of LGBTQ tenants by landlords or from other tenants; imposing different rental terms and conditions; failing to provide necessary repairs or maintenance to a rental unit where LGBTQ individuals reside (while other non-LGBTQ tenants receive prompt service); as well as failing to take action against other parties who engage in discriminatory behavior toward the LGBTQ tenants.
But there is good news.
Housing industry leaders are actively working to eliminate these instances of discrimination in housing. Both at the national level through the National Association of Realtors (NAR) and at the local level through the Greater Capital Area Association of Realtors (GCAAR) association leaders are working with real estate professionals such as licensed sales agents, brokers, and property managers to improve understanding and sensitivity. Their overall promotion of Diversity, Equity and Inclusion (DEI) includes a substantial component surrounding sexual orientation and gender expression.
Christine Barnhart, Vice President of Strategic Communications at GCAAR told us, “We are doing our part to identify opportunities for diversity and inclusion conversation and education, and to promote the practice of inclusion and equity among our leadership, members, staff and within the industry.” GCAAR seeks to drive a larger conversation around DEI In addition to their “DEI Champions” program, providing a summary of their larger DEI initiatives can be found on their website.
That education of the key industry players is being delivered through a variety of initiatives and updates to codes and policies. Barnhart points out that the programmatic elements of the training being done keep their members up to date, “GCCAR’s ‘DEI Champions’ program features three key diversity training elements:
- “Completion of the six-hour ‘At Home With Diversity’ (AHWD) certification course
- “The National Association of Realtors (NAR) ‘Fairhaven fair housing simulation,’ and
- “NAR’s Bias Override: Overcoming Barriers to Fair Housing video.”
I took this certification course and found it very helpful. My original inspiration to become a GCAAR DEI Champion was to augment my service to the community. Now having been through the course, I’m better enabled to “put myself into others’ shoes.” I gained a stronger awareness of how each of us possesses inherent biases. And the program made me more authentically aware of the impact of my comments, my decisions, and my actions on others.
Similarly, the District of Columbia provides ethical codes and regulations for housing providers here in the city to address discrimination based on sexual orientation and gender expression. For example, D.C.’s Office of Human Rights (OHR) has implemented guidelines and training programs for landlords and property owners to ensure they are aware of their obligations under anti-discrimination laws.
These regulations, industry guidelines, ethic codes, and best practices all help to make the D.C. rental housing market more inclusive and welcoming than other jurisdictions for all individuals, regardless of their sexual orientation or gender expression,. However, if you feel that you have been a victim of discrimination, there are many agencies to turn to.
- Equal Rights Center – a civil rights organization that identifies and seeks to eliminate unlawful and unfair discrimination in housing, employment, and public accommodations in Greater Washington, D.C. and nationwide.
- D.C. Office of Human Rights – The District of Columbia Office of Human Rights enforces local and federal human rights laws, including the D.C. Human Rights Act, by providing a legal process to those who believe they have been discriminated against.
- Whitman-Walker Health – A non-profit organization that provides legal services, including assistance with housing discrimination cases, to the LGBTQ community in D.C.
- National Center for Transgender Equality – A national advocacy organization that works to advance the rights of transgender people, including those experiencing discrimination in housing.
- The DC Trans Coalition – A community-based organization that works to advance the rights and well-being of transgender and gender non-conforming individuals in the District of Columbia.
- Pride Center of the Capitol Region– A community center that offers a variety of resources and support for the LGBTQ+ community in D.C., including assistance with housing discrimination cases.
As a gay-owned business and long-term member of the Equality Chamber of Commerce, it is important to me that all who interact with me and my companies feel welcomed and taken care of, particularly the LGBTQ community. Building on the foundation of the DEI courses, our firm will work to educate our staff and reinforce a culture of understanding and acceptance. How about yours?
Scott Bloom is senior property manager and owner, Columbia Property Management. For more information and resources, go to ColumbiaPM.com.

Buying art for your new home can be both fun and an investment for the future. You can scour local galleries, visit antique stores, or buy paintings and posters online. Sometimes, you’ll even find local artisans displaying their work on the walls of real estate offices.
When it comes to a budget for art, the sky’s the limit. From original oil or acrylic paintings to clay or marble sculpture, to lighting of Chihuly glass, there is much to choose from. Even street art and painted murals can bring joy to accent walls.
Personally, I have a fondness for contemporary lithographs in primary colors and Blenko glass, but no matter what your taste, you may find art you love right beneath your feet in carpets and rugs that enhance your décor. Before you choose a rug to anchor your furnishings, determine what it’s made of and how it will work in your space.
Near the top of your budget, you’ll find pure wool rugs. They stand up well to high-traffic areas like living rooms and feel cozy beneath your feet. Good at repelling water and dirt, they can be hand-knotted or loomed and may have fringed edges.
Natural fiber rugs made of jute, seagrass, and sisal work well on their own or as an underlayment for other rugs. While inexpensive, you may find that they shed fibers, so using a rug pad under them will keep those fibers from scratching your floor.
An animal hide rug often serves as a statement piece, with each being as unique as the animal from which it came. Thankfully, you can now obtain the same look with synthetic hides with natural coloring or even dyed in bright hues.
Cotton rugs, braided or hooked, provide a more casual look for less. Many are machine washable, but they fade easily, especially if used in areas of direct sunlight or high traffic. They are also slippery when used on hard floors, so be sure to place a rug pad beneath them.
Most wall-to-wall carpet and bound area rugs today are made of synthetic fibers such as polyester and nylon. Since these machine-woven beauties often mimic real wool and there are plenty to choose from, they are generally the most affordable.
Silk rugs are best in low traffic areas where there is little chance of pet accidents or spills. You may also see them hung on walls in lieu of paintings. These rugs will require professional cleaning and are among the most expensive offerings. In addition to the Persian and Oriental styles, you can now find more modern designs made of silk.
Another thing to consider is whether you want an eco-friendly or non-toxic rug. Determining which is which can sometimes be confusing. While eco-friendly refers to a product that is healthy for the environment, a non-toxic rug made without potentially harmful chemicals focuses on the health of people.
Always read the label of a rug that you are considering purchasing. Rugs made of olefin, polyester and nylon are created through chemical processes. Flame retardant and water repellant coatings can be toxic. Natural materials may have been sprayed with pesticides. Even dyes and rubber backings may contribute to an unhealthy home.
Several rug manufacturers advertise their products as non-toxic, including FLOR, Safavieh, Lorena Canals, and Hook & Loom. If you can’t find a non-toxic rug you like, you can minimize the effect of chemical treatments and odors by allowing your rug to off-gas outside or by leaving a light coating of baking soda on it overnight before vacuuming.
Next, think about the size and shape of your new rug. Will there be at least 3 inches of rug behind the front legs of your furniture as suggested by Martha Stewart? Do you have an apartment or condominium that requires a certain percentage of hard flooring be covered? Do you want to soften the edges of a room by using a round or oval rug or will you need a runner for hall or stairs?
The style, pattern, and texture of your rug will determine whether it simply muffles noise or becomes a favorite piece of art. Try a modern shag or an antique dhurrie. Layer several silk rugs on top of each other. Select a bold chevron, an Ikat pattern, or a mid-century Mondrian vibe.
Embrace color with an abstract Bohemian or choose a floral, stripe, or sculptured, tone-on-tone rug. You can also let your creative juices flow by designing a custom piece.
Whatever you choose, let the art under your feet reflect your personality and style, and enjoy it for years to come.
Valerie M. Blake is a licensed associate broker in D.C., Maryland, and Virginia with RLAH Real Estate / @properties. Call or text her at 202-246-8602, email her via DCHomeQuest.com, or follow her on Facebook at TheRealst8ofAffairs.
Real Estate
How does offer strength factor into a real estate transaction?
Buyers consider price, contingencies, timeline

As we enter the spring market, it might be a good time to review what makes someone’s offer to buy another’s home competitive or not.
At various times in the housing market, we have seen where the need for a buyer to write a very competitive offer has been crucial to “win” the offer and to purchase the desired home. If a seller receives six offers for their home, they will usually pick one that makes it easier for themselves in the transaction. At other times, and in other scenarios, a buyer can ask for more agreeable terms from their perspective.
Usually there are about three categories that buyers and sellers focus on when they are crafting and reviewing an offer. These categories are PRICE, CONTINGENCIES, and TIMELINE. There are various ways to address each of these factors:
PRICE
Above the asking price
At the full asking price
Below the asking price
CONTINGENCIES
NO financing contingency vs. Conventional or FHA financing contingency
NO inspection contingency vs. home inspection and seller credits or repairs
NO appraisal contingency vs a home appraisal contingency
TIMELINE
2-3 week closing period
4 week or 30-day closing period
45-60-day closing period
There are ways to structure your offer where you may have a combination of the three factors above. I have written offers where the buyer waives the home inspection contingency, but keeps the financing contingency, and agrees to close in 21 days or 30 days. Some offers have been written with the most competitive of all three terms, and some offers for less competitive terms in all three categories.
How does one decide how to structure their offer? Well, that’s where the agents come into play, and find out from each other what the seller and buyer are both aiming to gain out of the situation. Does the seller want the full price, but doesn’t mind if the closing happens in 45-60 days? Does the seller want a quick close but doesn’t necessarily need the full asking price? Maybe the seller is under contract to buy another home and needs to access their equity in a few weeks. Maybe the buyer wants some repairs done but will just take a credit from the seller or a reduction in sales price.
It’s usually a good rule of thumb to work toward a “win-win” situation for the buyer and the seller, to keep things moving smoothly. Have more questions? Shoot me an email and let’s talk.
Joseph Hudson is a Realtor with the Rutstein Group of Compass. Reach him at 703-587-0597 or [email protected].
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