Living
Coming to Washington
Showdown at the Supreme Court draws supporters, opponents from all over the U.S.
Amy Crampton and Tonya Agnew of Lafayette, Ind., plan to marry outside the U.S. Supreme Court on March 26. (Photo courtesy of Tonya Agnew)
Lafayette, Ind., residents Tonya Agnew and Amy Crampton plan to travel to Washington this weekend ahead of the U.S. Supreme Court’s oral arguments in the two cases that challenge the constitutionality of California’s Proposition 8 and the Defense of Marriage Act.
The couple’s 9-year-old son Leo is what Agnew describes as a “history buff.” But she and her partner of nearly 15 years have another thing on their agenda while in the nation’s capital.
“We thought it would be an amazing experience for him and for us to be part of history and see what’s happening and just be part of the vibe in town,” Agnew says. “Our next thought was kind of like, ‘Oh well we should totally get married while we’re there.’”
Agnew and Crampton plan to exchange vows at the Supreme Court on Tuesday against the backdrop of a rally in support of marriage rights for same-sex couples that is expected to draw thousands. Opponents of nuptials for gays and lesbians on the same day are scheduled to march to the court as the justices begin to hold oral arguments on the Prop 8 case.
Same-sex marriage supporters are expected to once again gather outside the court on Wednesday before oral arguments in the case that challenges DOMA.
“I’m cautiously optimistic,” Agnew says. “[I’m] really just mostly excited to be there and the fact that they’re even hearing them to begin with is just incredible.”
Marriage Equality USA Board President Cathy Marino-Thomas plans to travel from New York to D.C. on Monday with her wife Sheila, their 13-year-old daughter Jackie and other same-sex marriage advocates.
She was among those who spearheaded the years-long campaign for nuptials for gays and lesbians in New York that culminated in 2011 with Gov. Andrew Cuomo signing the same-sex marriage bill the state Senate narrowly approved into law.
Marino-Thomas says from her Manhattan office she has a “really, really positive feeling about this.”
“In the beginning it was just a small group of LGBT people who believed in the right to marry,” she says. “We graduated and more of our community believed in it. Then as time went on we started to gather straight supporters and then we started to gather politicians — Democrats, and the next step was we started to get some Republican support. Now we’re reading about the conservative argument for marriage equality and somebody like Ted Olson is leading the charge on one of the marriage cases. People are coming out for marriage left and right.”
Caleb-Michael Files, a junior at the University of Missouri-Kansas City, was in D.C. when the Supreme Court heard oral arguments in the case that challenged President Obama’s health care reform law. He was also here last June when the justices issued their 5-4 ruling that narrowly upheld it.
The Knob Noster, Mo., native, who says his family did not accept him growing up because of his sexual orientation, plans to return to D.C. in time for the oral arguments in the Prop 8 case.
“These are important milestones that we have to be present for and understand what’s going on,” Files says.
Rallies, vigils planned across the country
The two rallies outside the Supreme Court are among the more than 170 events scheduled to take place across the country to coincide with the oral arguments.
The School Without Walls GSA in D.C. will hold a candlelight vigil and rally in front of the Supreme Court on Monday. Retired New Hampshire Bishop V. Gene Robinson is among those scheduled to attend an inter-faith service at the Lutheran Church of the Reformation on Capitol Hill on Tuesday.
Other gatherings are scheduled to take place in Cumberland, Md.; Richmond, Va.; and Keyser, W.Va.
Up to 30 people are expected to attend a candlelight vigil on the beach in Gulfport, Miss., on Tuesday.
Leiana Wortel, who tried to apply for a marriage license with her partner and four other same-sex couples in Hattiesburg, Miss., in January as part of the Campaign for Southern Equality’s efforts to highlight the lack of marriage rights for gays and lesbians in the South, decided to organize the event after she learned about other gatherings around the upcoming oral arguments in the DOMA and Prop 8 cases.
“We just thought it would be nice to do something on the coast to get more of the local LGBT community involved and start some conversation here,” Wortel says.
An estimated 500 people are expected to attend a rally in support of marriage rights for same-sex couples at Federal Plaza in downtown Chicago on Monday.
Local LGBT rights advocate Richard Streetman expects the gathering could draw even more people if the Illinois House of Representatives this week approves a bill that would allow gays and lesbians to tie the knot in the state.
“Throughout the history of LGBT Americans, we have gathered in Washington, D.C., to petition our government,” he says. “There are times where that’s necessary. There are times when people should be working in their home communities.”
Advocates remain cautiously optimistic
Nine states and D.C. currently allow same-sex marriage.
A Rhode Island Senate committee on Thursday will hold a hearing on a bill that would allow gays and lesbians to marry in the Ocean State. Lawmakers in Delaware, Minnesota and New Jersey in the coming weeks and months are expected to consider measures that would extend marriage rights to same-sex couples.
Illinois Gov. Pat Quinn has said he will sign a same-sex marriage bill into law, but Streetman pointed out DOMA will remain on the books even if gays and lesbians can marry in the state.
“People in Illinois are excited,” he says about the outcome of the DOMA and Prop 8 cases. “Some people have unrealistic expectations of states giving us our state rights. It is almost symbolic until you deal with DOMA.”
Mississippi and Missouri are among the 31 states that have constitutionally banned same-sex marriage.
Wortel says a lot of people with whom she speaks “are optimistic” the justices will find Prop 8 and DOMA unconstitutional. She remains less hopeful about the prospect of nuptials for gays and lesbians in the Magnolia State.
“People are not as optimistic of what the outcome will necessarily be in Mississippi,” Wortel says.
Files notes questions over the future of Missouri’s constitutional ban on same-sex marriage if the justices strike down DOMA persist — Republicans control both chambers of the state Legislature, but a civil unions bill could be introduced once the Supreme Court rules on Prop 8 and DOMA.
“After the Affordable Health Care ruling, I think people are optimistic that there’s been a turning tide with the Supreme Court,” Files says. “These kinds of social and health care issues are issues we’re moving a little bit to the left on.”
Indiana lawmakers last month postponed a debate on a proposed constitutional amendment that would ban same-sex marriage until the outcome of the DOMA and Prop 8 cases is clear.
Agnew said she hopes they “really squash the current efforts underway” to amend the state constitution.
“That was exciting for us,” she says of the delayed debate in Indianapolis. “We’re hoping that it will be a positive outcome and will really trickle down to everyone — all of us out here in the Midwest and elsewhere.”
Real Estate
The financial realities facing LGBTQ+ first-time buyers
Beyond affordability: credit, support systems, and trust
For many first-time buyers, the conversation starts with affordability: home prices, interest rates, monthly payments, and the down payment. Yet these initial figures represent only part of the picture. For LGBTQ+ first-time buyers, credit history, access to financial support, household structure, and whether the professionals involved feel trustworthy can also shape the path to homeownership. While these hurdles affect various demographics and show up differently for everyone, they often create friction long before an offer is submitted.
Affordability Is Only the First Filter
A buyer may be able to handle a monthly mortgage payment and still struggle to qualify for the loan they expected. Loan approval hinges on a holistic review that goes far beyond basic income. Lenders generally consider credit history, debt obligations, available cash, employment and income documentation, and the buyer’s overall financial profile. That distinction matters for first-time buyers who have spent years paying rent successfully but have a limited credit file, uneven credit history, student loan balances, or other debt. Even renters with flawless track records of managing monthly payments can run into unexpected hurdles when a lender applies standard underwriting criteria. Early preparation can help. By auditing credit reports, resolving discrepancies, tackling existing debt, accumulating savings, and engaging early with a certified loan officer, buyers can catch and fix vulnerabilities before they derail a deal.
Support Systems Can Change What Is Possible
Homebuying advice often assumes that first-time buyers have access to a familiar financial safety net: parents who can help with a down payment, relatives who can provide a gift, or family members who can explain the process because they have purchased homes before. That support is not universal. Some LGBTQ+ buyers have strong financial and emotional support from their families of origin. Others turn to partners, close friends, trusted mentors, or chosen family for backing, while some navigate the entire venture independently. The important point is not to assume what a buyer’s support system looks like. The difference can be practical. When family assistance isn’t an option, buyers often need more time to build reserves. They may rely heavily on down-payment assistance programs or specialized loan options offered by their lender. A buyer receiving gift funds may need to understand documentation requirements before using those funds. Support also includes knowledge. Those raised around property owners often enter the process with a baseline understanding of key mechanics like earnest money, home inspections, appraisals, closing fees, and mortgage terminology. A first-generation buyer may be learning it all at once. Lacking that foundational awareness can lead to costly mistakes surrounding critical deadlines, hidden fees, and contractual obligations.
Household Structure Deserves Careful Planning
LGBTQ+ buyers may purchase alone, with a spouse, with an unmarried partner, or in another shared household arrangement. These varying arrangements change the game for mortgage applications, combined credit assessments, titling methods, and the division of ongoing home equity. Those decisions deserve deliberate attention. Because two co-buyers may have vastly different credit standings, putting both names on a mortgage application isn’t always the best route. Mortgage responsibility and legal ownership are related, but not identical. A first-time buyer should be able to ask these questions without feeling awkward about explaining a relationship, correcting assumptions, or wondering whether a professional understands the household in front of them. If legal or tax complications surface, buyers should seek tailored advice from an independent professional.
Trust Is a Financial Issue, Too
Trust can sound like a “soft” consideration compared with a credit score or closing-cost estimate. In reality, it directly shapes strategic financial choices at every stage of the transaction. A buyer who doesn’t feel comfortable with an agent or lender may hesitate to disclose concerns, ask basic questions, or admit they don’t understand a term. They might hold back on detailing how they plan to co-own a home with a partner, or unquestioningly agree to costs without fully grasping the long-term impact. That is a poor foundation for a major financial commitment. First-time buyers need professionals who explain the process clearly, respect the buyer’s household and identity, and make room for questions without judgment. High-level skill and deep market knowledge remain essential, but clear communication and accountability are equally vital. Buyers should understand who each professional represents, what that professional is responsible for, and when outside legal, tax, insurance, or financial advice may be appropriate.
A Better First Step Is Better Information
The financial realities of buying a first home extend well beyond the list price. A buyer’s credit profile determines loan availability, while their support network dictates their financial wiggle room and access to guidance. Household structure can affect borrowing and ownership decisions. Ultimately, trust is what empowers a buyer to speak up, ask tough questions, and safeguard their financial well-being. For LGBTQ+ buyers, an affirming experience should not replace professional expertise. True support requires both identity-affirming care and top-tier professional guidance working in tandem. Pride Real Estate Connections was built from lived experience with exclusion in real estate and connects LGBTQ+ buyers, sellers, families, and allies with independent real estate professionals through its referral network. The goal is simple: connect clients with vetted agents and lenders who offer unconditional respect, deep expertise, and a space where no one has to minimize who they are. Buying a first home is already complex. Buyers deserve the clarity to focus on core choices: managing their budget, structuring ownership, navigating tradeoffs, and relying on advisors who truly have their back. Pride REC is a referral and connection platform, not a brokerage, and independent real estate professionals provide their own services. Buyers must execute their own due diligence and partner with accredited legal, tax, and lending specialists tailored to their unique needs.
Devin Schaff is co-founder of Pride Real Estate Connections.
Real Estate
Factors to consider when hiring an interior designer
It’s essential to have confidence in the professionals you engage
(StatePoint) Ready to redesign your home? Whether you have only a vague notion of how you want your spaces to look or a very specific vision, relying on the expertise of a professional can help you bring your dream home to life. Before choosing and hiring an interior designer, though, be sure to take the following factors into consideration:
Style: Identify your style. Is it boho chic? Industrial? Maximalist? Many designers have their own signature look and preferences. It’s best to understand what vibe you want first, then search for a designer who aligns with that style.
Past client projects: One of the best ways to know whether a particular designer is the right fit for you is to review their past client projects. Ask to see their portfolio or review their finished projects on their website or socials. Also, take a look at reviews and testimonials to ensure their previous customers walked away satisfied with a job well done.
Budget: Communicate your budget in advance of work to confirm that you and your designer are on the same page financially. Your decorator will need this ballpark figure to get a handle on the scope of the project and to make design decisions accordingly. You should also use this conversation to understand their rates so you can decide whether you want to move forward.
Preferred vendors: It’s important that the interior designer you choose has preferred vendors that they work with. These are partners they’ve built strong relationships with that provide the same first-rate experience they do, and have streamlined processes in place. “A home renovation has so many moving parts. That’s why we try to take the hassle out of the process for designers and homeowners alike,” says Katie Zess, senior marketing manager and director of Renewal by Andersen’s Interior Designer Loyalty Program.
Through the loyalty program, the full-service window and door replacement division of Andersen Corporation offers their program members exclusive access and rewards, including a “designer discount” they can share with their clients. Renewal by Andersen also offers designers a dedicated point of contact to ensure a smooth process that’s customized for your project from start to finish. To learn more, visit renewalbyandersen.com.
Before you begin your home renovation, it’s essential to have confidence in the professionals you hire. Be sure your interior designer has fostered partnerships that will streamline your redesign, and that their goals and budget aligns with yours.
Real Estate
The LGBTQ real estate map is being redrawn
Affordability, higher mortgage rates reshaping where we choose to call home
For decades, the map of LGBTQ+ America was relatively easy to recognize.
New York. San Francisco. Los Angeles. Palm Springs. Provincetown. Fort Lauderdale and Wilton Manors.
These communities became LGBTQ+ destinations because they offered something that wasn’t always easy to find elsewhere: visibility, acceptance, community and the freedom to live openly.
But that map is changing.
Today’s LGBTQ+ homebuyers are navigating a housing market defined by high prices, elevated mortgage rates and affordability challenges. At the same time, remote and hybrid work, retirement and the growth of LGBTQ+ communities beyond traditional destinations are giving buyers more choices about where to live.
Increasingly, the question isn’t simply, “Where are the most LGBTQ-friendly places to live?”
It’s also: “Where can I find community and afford the life I want?”
That shift may become one of the defining LGBTQ+ real estate trends of the coming decade.
Affordability Is Changing the Conversation
For many buyers, the biggest issue in today’s housing market is simple: the monthly payment.
The average 30-year fixed mortgage rate was 6.95% in mid-September, compared with 6.26% a year earlier, according to Freddie Mac.
Meanwhile, the median price of an existing U.S. home reached $429,100 in August, according to the National Association of Realtors.
The combination of elevated home prices and higher borrowing costs has changed what many Americans can afford—and where they can afford it.
Some buyers are purchasing smaller homes or condominiums. Others are moving farther from major urban centers. Still others are reconsidering expensive markets entirely.
For LGBTQ+ buyers, this is helping broaden the definition of an LGBTQ+-friendly place to call home.
LGBTQ+ Buyers Have More Choices
A generation ago, relocating away from a major city or established gay neighborhood could sometimes mean sacrificing access to a visible LGBTQ+ community.
That’s increasingly less true.
Traditional LGBTQ+ destinations such as Palm Springs, Fort Lauderdale and Wilton Manors, San Francisco, New York and Provincetown remain important centers of LGBTQ+ life. But today, LGBTQ+ buyers can also find established or growing communities in cities across the country.
Places such as Minneapolis, Columbus, Pittsburgh, Richmond, Atlanta and the Tampa Bay area are among the markets attracting buyers who may be looking for a different balance of housing costs, lifestyle and community.
The goal isn’t necessarily to find the cheapest house.
It’s to find the right combination of affordability, LGBTQ+ community, lifestyle, employment opportunities, healthcare, culture and quality of life.
Remote and hybrid work have expanded those possibilities for some buyers. If a job no longer requires being in an expensive employment center five days a week, the geographic search for a home can become considerably larger.
That can make communities that once seemed impractical suddenly worth considering.
Retirement Is Redrawing the Map, Too
Retirement is another important part of the changing LGBTQ+ real estate landscape.
As more Americans reach retirement age, LGBTQ+ retirees are considering where they want to spend the next chapter of their lives. Housing costs, taxes, healthcare, climate and proximity to airports, restaurants and cultural activities all play a role.
But LGBTQ+ retirees may have additional questions.
Will I feel comfortable living openly?
Is there an LGBTQ+ community nearby?
Can I find LGBTQ+-affirming healthcare?
Will I have opportunities to build a social network as I get older?
Those considerations can make choosing a retirement destination particularly personal.
Palm Springs and Fort Lauderdale/Wilton Manors remain well-known LGBTQ+ retirement destinations. But retirees are also exploring smaller cities and communities across the Southeast, Midwest and other regions where housing costs and lifestyles can look very different.
For many, the search is becoming less about moving to a famous gay destination and more about finding a place where community, lifestyle and affordability intersect.
Buyers Finally Have More Leverage
There is another significant change in today’s housing market: buyers have regained some negotiating power.
The National Association of Realtors reported 1.62 million existing homes for sale in August, up 5.9% from a year earlier. That represents approximately 4.9 months of housing supply, the highest level in more than a decade.
Realtor.com also reported that 20.4% of active listings had experienced a price reduction in August.
That’s a very different environment from the pandemic-era housing market, when buyers in many communities faced bidding wars, waived inspections and offers well above asking price.
Depending on the market, today’s buyer may have more time to evaluate a property and greater opportunity to negotiate price, repairs, closing costs or other concessions.
But there is an important caveat: there is no single national housing market.
Conditions can vary dramatically from one city—or even one neighborhood—to another. Some markets remain competitive, while others have considerably more inventory and negotiating room.
That’s one reason local expertise matters.
Sellers Need a Different Strategy
The changing market also has implications for LGBTQ+ homeowners considering selling.
Strategies that worked several years ago may not work today.
Buyers are highly sensitive to monthly payments, and an overpriced home can quickly be passed over when competing properties are available.
Sellers should pay close attention not only to recent comparable sales but also to homes currently competing for the same buyer.
Condition matters, too.
Repairs, landscaping, staging and professional photography can make a meaningful difference when buyers have more choices. Pricing correctly from the beginning has also become increasingly important.
More Than 30 Years Serving the LGBTQ+ Community
One part of buying or selling a home hasn’t changed: the importance of working with a real estate professional who understands your priorities.
For more than 30 years, GayRealEstate.com has served the LGBTQ+ community, connecting buyers and sellers with LGBTQ+ and allied real estate professionals throughout the United States.
Over that time, the GayRealEstate.com network has supported more than $2 billion in real estate sales and more than 55,000 transactions.
Behind those numbers are thousands of people making one of life’s most personal decisions: where to call home.
For LGBTQ+ buyers, that conversation can involve much more than bedrooms, bathrooms and price per square foot. It can include community, acceptance, healthcare, family, retirement, lifestyle and the ability to live openly.
An experienced LGBTQ+ or allied real estate professional can understand why those considerations belong in the real estate conversation.
Finding Home in a Changing America
The 2026 housing market presents real challenges.
Mortgage rates remain elevated. Home prices are high. Affordability continues to strain buyers across much of the country.
But there are also signs of a more balanced market. Inventory has increased. Price reductions have become more common. Buyers in many markets have regained negotiating power.
And for LGBTQ+ Americans, something else has changed: there are more places to consider calling home.
The next great LGBTQ+ destination doesn’t necessarily need the country’s largest Pride celebration or its most famous gay neighborhood.
It could be a smaller city with a growing LGBTQ+ community, attainable housing, good healthcare, strong cultural amenities and a quality of life that leaves room for travel, retirement or simply enjoying the home you’ve worked hard to own.
Ultimately, today’s LGBTQ+ real estate search increasingly comes down to three questions:
Where can I afford the life I want?
Where will I find my community?
And where will I feel at home?
The answers are becoming more varied—and that’s helping redraw the map of LGBTQ+ America.
Scott Helms is with GayRealEstate.com.
GayRealEstate.com has served the LGBTQ+ community for more than 30 years, connecting LGBTQ+ homebuyers and sellers with LGBTQ+ and allied real estate professionals across the United States. Its network has supported more than $2 billion in real estate sales and more than 55,000 transactions.
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