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4 tech-friendly ways to ace the school year

Upgrade devices and download tracker apps

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(Photo by famveldman/Bigstock)

(Statepoint) ā€” American families are expected to spend record-high amounts this back-to-school season. According to the National Retail Federation (NRF), families with children in elementary, middle and high school will spend $890 on average for school items, while those with college-aged students are looking at more than $1,360 in shopping expenses.
Whether your kids are off to kindergarten or college, hereā€™s how you can shop smarter and prepare for the school year:

  1. Upgrade Your Devices. Electronics and tech are a top priority for families this school season. The NRF says Americans are expected to spend a collective $15 billion on electronics for back to school and $23 billion for back to college. The good news is that you may be able to score deals this back-to-school season to help save on smartphones, wearables and more. T-Mobile is offering a free REVVL 6 Pro 5G, OnePlus Nord N30 5G or Samsung Galaxy A14 5G when adding a voice line for each device on a qualifying plan via 24 monthly bill credits plus tax. Plus, if T-Mobile customers prefer to gear up with a wearable, they can score the wireless companyā€™s exclusive SyncUP KIDS Watch for free when adding a qualifying watch line via 24 monthly bill credits plus tax. To learn more about T-Mobileā€™s back-to-school deals, head to t-mobile.com/offers/back-to-school-deals.
  2. Keep Track of School Items. Itā€™s the time of year when backpacks, lunchboxes and musical instruments tend to go missing. Ensure your child or college student never loses their items again by placing a T-Mobile SyncUP TRACKER in items of importance. Itā€™s a simple, easy way to help you keep track of belongings.
  3. Stay Connected for Study Time. For families or college students looking for an affordable option to stay connected at home, T-Mobile has them covered with 5G Internet for only $30 per month with a Go5G Plus or Magenta MAX plan and AutoPay. For those unsure about making the switch, the wireless company offers a worry-free Test Drive of its 5G Internet for 15 days. And, T-Mobile 5G Internet comes with a Price Lock Guarantee, so you can rest easy knowing your monthly rate wonā€™t increase (exclusions like taxes and fees apply). Learn more by visiting t-mobile.com/homeinternet.
  4. Prioritize a Sleep Routine. A recent ā€œLancet Journalā€ study found that children need at least nine hours of sleep each night to support healthy neurocognitive development. Set your kids up for success by creating a school bedtime and wake-up routine a couple weeks before school begins to help ease into the new academic year. Apps like Moshi use sounds, sleep stories and even meditations to encourage better sleep for kids, and Calm can be used for college students and parents to ease stress.

Get ready to rock the school year with some savvy planning, deal-hunting adventures and a dose of healthy habits that create an epic year ahead for you and your family.

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Real Estate

Summer means time for annual maintenance

ā€˜Gonna turn this house around somehowā€™

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Spring and summer mean itā€™s time to freshen up your landscaping and curb appeal.

Itā€™s almost summer! The last days of school are here, people are getting ready to wear their swimsuits again, and suddenly BBQ sauce is front and center on all the aisles at the grocery store. What does that mean for all the homeowners out there? It means a bit of yearly maintenance.  

Summer maintenance checklist:

  • Check gutters and clean downspouts. The summer storms can knock a lot of branches and leaves around.
  • Have the HVAC serviced if you havenā€™t already.Ā  A good rule of thumb is after winter, and again after summer.Ā 
  • Itā€™s time to trim back bushes and trees away from power lines.Ā 
  • Wash windows and replace the window screens.
  • Reverse the ceiling fans so that it pushes the cool air downward.Ā  You want them to spin counter-clockwise.
  • Clean the garbage disposal and the dishwasher.Ā  You can add a cup or two of vinegar to the dishwasher and run a low wash cycle. Ā 
  • Clean baseboards.
  • Test smoke and carbon monoxide detectors ā€“ replace batteries as needed.
  • Check outdoor hoses and appliance hoses ā€“ refrigerators, dishwashers, etc. for any leaks or cracks. Ā 
  • Freshen up your yard, porch or deck spaces. A quick trip to a hardware or a garden center can help you liven up any outdoor space and get it ready for entertaining.Ā  Donā€™t forget the citronella candles and bug spray.
  • Power wash decks and driveways.
  • Clean and scrub any grills. Check any hoses and connections for gas grills. Ā 
  • Get a dehumidifier for any musty basement spaces, clean it up and plug it in.
  • Check seals on washers and dryers, and wipe down with an all-purpose cleaner.

Spending a little time and energy on your home – one of the biggest investments you will make, can help you to improve its resale value and optimize the enjoyment of your purchase.  Spring and summer can also be time to tackle those larger projects such as cleaning out a garage, a closet, or a spare bedroom.  

As someone who just moved after 10 years in the same building last year, I can speak to the level of freedom one feels after taking old appliances to Goodwill, finally selling that table or those chairs online, and hauling out bags and bags of trash. Do yourself a favor and clean it all up. You will be so happy you did when itā€™s finally done, and it can give you a sense of new beginnings.  

How might you use that extra space after you clean it up? Who knows, thereā€™s only one way to find out. Need a little motivation to get all these projects done?  Donā€™t forget to find your favorite summer playlist, or even put on a Gay Pride Playlist. You could even recreate your favorite scene from ā€œSaltburnā€ and dance around naked in your newly cleaned home when you are done. 

Joseph Hudson is a referral agent with Metro Referrals. Reach him at [email protected] or 703-587-0597.

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Real Estate

What property should I purchase if Iā€™m not sure how long Iā€™ll be in D.C.?

Row homes, English basements and more options abound

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D.C. offers an array of properties no matter how long you plan to live here.

Great question! If you are looking at real estate as an investment ā€“ two great property types to look at would be a smaller row home and also a row home that has an English basement. Some property types that you might want to stay away from would be a condo or a co-op unit. Letā€™s take a look at why these properties would be good and bad:

Smaller Row Home

Row homes are a great investment for many reasons. You can often find smaller two-bedroom row homes in the same price point as those of a two-bedroom condo, which might be seen as a ā€œcondo alternativeā€ and afford you much more freedom. There are no condo associations or home owner associations that you must belong to so this keeps your monthly carrying costs on the lower end and you are allowed to make more independent decisions. For example, if you wanted to paint the house purple – in most cases you would be allowed to. If you wanted to change the color of the front door or put shutters on the windows ā€“ you would be allowed to. This is usually not the case with condo or co-ops. 

When it comes to the rental market ā€“ similarly renters like the independence of privacy in a home and not being among many other people. The luxury of perhaps direct off-street parking, outdoor space or even just more space at the same rental amount that a two bedroom condo rent would be ā€“ this is more appealing for a renter and would likely rent faster than that of a condo or co-op. For this model – you would obviously need to move out before you could take advantage of the investment of this type of real estate.

A row home with an English basement 

With this type of real estate you can immediately begin receiving income after your purchase. You can occupy the upstairs of the row home, which is usually the larger portion of the home, or you could even occupy the basement, which is usually the 1-2 bedroom smaller portion of the home and receive rental income for the other half of the home. This can be in the way of a yearly traditional tenant or in the manner of short-term rentals (check with the most recent STR policies within the District). With this model, you stand to make even more of a return on your investment upon your move out of the home as you can rent the entire home or you can rent the top unit and basement unit independently to gross a larger amount of income. It is important to note that it is never advised to purchase a row home unless you can fully afford it WITHOUT the idea of accepting additional rental income to offset the mortgage cost.

These two options listed above are the most typical found within the District because they are fee simple, standalone pieces of real estate and are not within a condo association, HOA, or a co-op with governing documents that tell you what you can and cannot do which makes row homes an attractive type of real estate for a long-term hold.

When looking at types of properties that you might want to stay away from ā€“ condos and co-ops come to mind and I say this with a caveat. You can surely purchase these types of real estate but must first understand the inā€™s and outā€™s of their governing documents. Condos are bound by the governing condominium documents which will tell you for how long your lease must be, a minimum of lease days, you can only rent after you have lived in the residence for a number of years, likely will stipulate no transient housing ā€“ which means no short term rentals. It could also quite possibly say that you can only rent for a specific amount of time and lastly it will also stipulate that only a specific amount of people can rent at one time in order to stay below the regulated lending requirements set forth by Fannie and Freddie Mac. Similarly, Co-ops are even more strict ā€“ they can tell you that you are just not able to rent at all or if you can you can only do so for a specific number of years and then you are required to sell or return back to the unit as your primary residence. 

As you can see, when it comes to condos and co-ops there are more specific and stringent bylaws that owners must agree to and follow that limit or even outlaw your ability to rent your piece of real estate. When you purchase a row home ā€“ there are no regulations on what you can and cannot do regarding rentals (outside of the short-term regulations within the District).

When looking for a piece of real estate in the District it is important to think through how long you could possibly wish to hold onto this property and what the future holds. If you think this is a long-term hold then you might consider a row home option ā€“ again, you can find a smaller two-bedroom row home that amounts to that price similar to a two-bedroom condo and would afford you a more flexible lifestyle. Itā€™s important to work with a real estate agent to ensure that they guide you in this process and help answer any questions you might have. Itā€™s also always advised to speak directly to a short-term rental specialist should you wish to go down that route as they will truly understand the inā€™s and outā€™s of that marketplace.

All in all, there are specific property types that work for everyone and within the District we have a plethora of options for everyone.

Justin Noble is a Realtor with Sothebyā€™s International Realty licensed in D.C., Maryland, and Delaware for your DMV and Delaware beach needs. Specializing in first-time homebuyers, development and new construction as well as estate sales, Justin provides white glove service at every price point. Reach him at 202-503-4243,Ā  [email protected] or BurnsandNoble.com.

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Business

Heather Lawverā€™s journey to growth, inclusion with Ceemo.ai at StartOut’s Growth Lab

ā€˜A program that embraces unique challenges LGBTQ+ founders haveā€™

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Jake Hannigan is Program Manager of StartOut.

In the bustling world of startups, where innovation and diversity intertwine to forge new pathways, Heather Lawver, founder and CEO of D.C.-based Ceemo.ai stands out not just as a visionary entrepreneur but as a beacon of inclusivity and determination. Her journey to build Ceemo.ai, an advertising and branding platform dedicated to revolutionizing how startups conceive and market their brands, has reached a pivotal milestone with its selection into StartOut’s esteemed Growth Lab Accelerator, sponsored by J.P. Morgan. 

With less than one percent of startup funding being allocated toward LGBTQ+ founders in 2023, according to a recent StartOut study, this five-month program is critical in providing resources and education to help LGBTQ+ entrepreneurs grow and compete. 

Ceemo.ai joins eight other companies nationwide for this exclusive five-month training program.

A commitment to inclusion

Lawver founded Ceemo.ai in 2021 as a way to help entrepreneurs build better brands and seamlessly apply them to the marketing and pitch materials they need to launch the company of their dreams. The companyā€™s simple five-step brand quiz helps founders think strategically about how they want to be perceived by their customers to then generate a full brand book with wordmark logo, color scheme, and font suite. Ceemo then applies that new brand book to a full suite of marketing and pitch materials, giving founders a roadmap to making sales and securing investment.

Her application to the Growth Lab Accelerator cohort was driven by more than the desire for business growth; it was fueled by her longstanding volunteer work with StartOut and a profound commitment to fostering an environment where LGBTQ+ founders are not only included but celebrated. 

The selection of Ceemo.ai for StartOut’s Growth Lab, an accelerator known for its top-quality mentoring, education, and networking opportunities tailored for LGBTQ+ founders, marks a pivotal chapter in Lawverā€™s mission to help cultivate a more inclusive entrepreneurial landscape.

“Being in an accelerator where I’m not the only queer person in the room is not just empowering; it’s transformative,” she shares. ā€œIt means so much to be selected for a program that embraces the unique challenges LGBTQ+ founders have, and these issues are not just acknowledged but are central to the narrative of success and innovation.ā€

ā€œThe founders in our 2024 Cohort are problem solvers, developing unique products and solutions across a range of industries, from technology and software to food and beverage,ā€ said David Barbee, Head of LGBTQ+ Initiatives, J.P. Morgan Commercial Banking. ā€œAs they continue to scale, these companies will need access to resources like capital and banking solutions, investors and business advisors. We are proud to provide mentorship and access to our firm-wide capabilities to help them reach the next level.ā€ 

ā€œThis platform is not just an accelerator; it’s a community where the unique challenges and triumphs of LGBTQ+ founders are acknowledged, celebrated, and used as a springboard for groundbreaking business success,ā€ said Lawver. 

Ambitious goals for bright future

Over the past decade, Lawverā€™s expertise in enhancing pitch decks and fundraising strategies has been instrumental in securing more than $170 million for minority entrepreneurs across various demographics, including women, BIPOC, LGBTQ+, disabled individuals, and seniors. 

Her vision for her time in the five-month cohort is characterized by ambition and a keen focus on leveraging the program’s resources to scale Ceemo.ai’s impact. Her top goals include refining the platform’s Crunchbase algorithms to offer unparalleled market insights for startups, enhancing their organic sales funnels, and forging strategic partnerships with tech giants like Canva, Adobe, Google, Shopify, and Squarespace. These objectives are not just growth metrics but stepping stones towards revolutionizing how startups approach branding and marketing in a highly competitive digital landscape.

(Founded in 2009, StartOut, a national 501(c)(3) non-profit organization, is the largest national organization to support LGBTQ+ entrepreneurs with more than 28,000 members nationwide. Its mission is to accelerate the growth of the LGBTQ+ community to drive its economic empowerment, building a world where every LGBTQ+ entrepreneur has equal access to lead, succeed, and shape the workforce of the future.)

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