Living

‘This is my family’

Partners of 39 years turn new page after surviving homelessness, alcoholism

Published

14 years ago

February 10, 2011

Terry Ward, 66, seated, and Bob Cyrus, 60, are celebrating this Valentine’s Day in a new home after an adventurous 39 years together. (Washington Blade photo by Michael Key)

Terry Ward, 66, and Bob Cyrus, 60, have been a couple for 39 years and like a comedy team from old-style vaudeville, each is a straight man to the other, setting each other up for one-liners, often in politically incorrect terms.

They nudge each other with constant ribbing, affectionately but sometimes there’s also a dab of vinegar with the sugar, as when Ward calls Cyrus “a whore,” even as they each tumble into well-practiced personality pratfalls.

Each can finish the other’s sentences and their patter can be hard to follow, unless you hear the inner nuance, which always seems to turn on being each other’s eternal best friend.

Until two weeks ago, they were homeless and living in a shelter. And for years they were hopelessly alcoholic, yet still they clung to each other for love and support.

One is largely deaf, the other is blind in one eye. They are real characters, scarred by life’s twists and turns yet they’re still able to find the fun in their life together even if they have to create it themselves. Ward, blind in his right eye since a stroke last year, says, “We’re never bored — he can’t hear and I’m blind and I’ll hide his hearing aid and he’ll hide my teeth.”

And on April 1 — yes, on April Fools, for they seem to delight in having fun with every part of life — they plan to be married. But that’s only if, says Ward, Cyrus will spring for an engagement ring.

They live in a rent-subsidized apartment in Washington obtained for them by a non-profit social service agency, the U.S. Veterans Initiative (USVI), when it was discovered one of them had been a veteran — Ward served two years in the U.S. Navy mostly on a destroyer in the Mediterranean — and they had been homeless, but had shaken off alcohol and now were ready to start their lives anew.

Speaking of Emily Button, who acts as their case worker in her capacity as the Initiative’s housing director, Ward says, “She’s more than a sweetheart, she’s a jewel.”

Button stepped in and pushed through all the paperwork to make sure in late January that Ward and Cyrus could move out of Clean and Sober, a shelter and alcohol rehabilitation center located at 2nd and E Streets, N.W., where Ward had been living for 22 months and Cyrus for 17 months, and into their own, neat-as-a-pin one-bedroom apartment where their lives are now all about starting over.

Ward can reminisce with a touch of sarcasm about how they met, in 1972, when Cyrus was only 21, and fresh out of Huntington, W.Va. He’d left there after finishing high school and came to Washington to take a clerk’s job in a city post office. Cyrus was already an alcoholic — he says he began to drink, mostly screwdrivers, as young as 13, at about the time he also realized he was gay. By 15 he knew he was hooked on booze because, he says, “It made me feel good.” By 21, he says the pattern was fixed in place — binge drinking followed by frequent blackouts and memory loss.

Ward remembers the rainy Friday night he met Cyrus. Ward was coming home from his job at the Market Inn restaurant. He stopped the cab he was in when he saw Cyrus incoherent and sprawled on his bicycle tilted into a gutter near 9th and Pennsylvania Avenue where water from a rainstorm was coursing all around him. Out of concern, Ward went to offer help, but Cyrus responded only to say, “Fuck you.”

“I was mean and nasty then,” Cyrus says. He admits he sometimes still is. Ward agrees: “He’s selfish because he was the only boy in the family.”

A year later they met again when both were working at the Channel Inn restaurant. They’d remembered their earlier meeting. Cyrus says they didn’t get along. Ward was out but says, “Cyrus wouldn’t admit for years that he was a homosexual,” even though he was having sex in West Virginia when he was 13.

Born in Portsmouth, Va., in 1944, Ward never saw his mother, because she “walked out of the hospital,” he says, the day he and his twin sister were born, and she never came back. Raised by an aunt he called mom he remembers being 8 and wearing his sister’s Brownie uniform to sell cookies door to door. He’d come home and be Jane in their childhood recreations of the “Tarzan” adventures they saw at the movies.

Sexually, the two always led different lives. They were sexually adventurous and are candid with tales from their glory days.

Somehow, though, the two stuck together through many ups and maybe many more downs. Despite their hedonism and alcohol abuse, they escaped HIV.

“Almost all our friends from then are dead now,” Cyrus says.

So what made it last?

“We’re the best of friends,” Ward says. “This is family and I love him. Can’t you love someone without sex? It’s probably why we’re still together because we don’t have sex. He does his thing and I do mine.”

The couple says they were never each other’s types sexually so they never consummated their relationship. It’s common, experts say, for long-term couples to no longer have sex after many years together but is it unusual for couples to have never had sex?

“I would kind of think so myself, but they may be affectionate in other ways,” says Michael Radkowsky, a local gay psychologist who counsels gay couples. He mentions singer Margaret Whiting who married gay porn star Jack Wrangler and had a non-sexual union.

“They just said they were great companions in every other way and wanted to spend their lives together,” Radkowsky says. “So it does happen and there’s no reason to pathologize it. If they’re happy, they’re happy and it works for them.”

As for their alcoholism, Ward had more control over the addiction, always able to keep a job, while Cyrus frequently would lose his. They hit bottom, respectively, especially when they fell on hard times after Ward sold his home and then gave the money to a son he’d fathered during a two-year marriage in the mid-‘60s. It became increasingly obvious that alcohol was a problem — they sometimes spent as much as $300 a week on liquor and bought it by the case.

Now Ward says, “I’m 66 and I’ve got a new life ahead of me,” saying that they have each dropped all their old drinking friends who typically would mostly spend their time together drinking.

“When you sober up, you learn to love yourself,” Ward says.

They continue to help each other. Cyrus, who was hearing impaired at birth and heard at “about 30 percent” now, relies on his partner’s ears. In addition to his vision problems, Ward uses a cane since a fall several years ago.

“Life itself, you just have to work at it,” Ward says. He looks over fondly at Cyrus and says, “At least with this one, I know what I’ve got, he’s my caretaker now – I’ve always been his caretaker, and now it’s my turn.”

“I love him from the bottom of my heart,” Ward says. “This is my family.”

Real Estate

No Rose, your interest rate has nothing to do with how many likes you got on Hinge

Many factors help determine rates these days

Published

24 hours ago

June 14, 2025

Joseph Hudson

With the rise of interest rates in recent years, buyers must understand the many factors that go into the final number. (Image by HomeStead Digital/Bigstock)

Picture it, you’re sitting in the lunchroom at work, and your coworker just bought a house. Another coworker bought one a few months ago and you hear that she got a totally different interest rate than the other one did, even though they both bought houses not that far from each other. Homebuyers everywhere have been wondering what interest rates they are going to get, lately. It’s easy to read an article online or see an ad on social media stating specific numbers, but there may be more than meets the eye going into a particular buyer’s interest rate.

What are the factors that can affect the interest rate a buyer eventually “locks in”?

Property details – certain properties may be in neighborhoods with higher rates of foreclosure, or there may be specific census tracts that allow a buyer to participate in the “Fannie Mae Home Ready” and “Freddie Mac Home Possible” programs, which carry more flexible requirements such as various income limits and lower interest rates, to help people begin homeownership.
Type of loan / loan amount– a conventional, conforming loan or a jumbo loan can have differing interest rates, as well as FHA loans.
Credit score – most people are aware that this affects what interest rate is quoted, just like on a credit card. Some lenders will work with you on ways to improve a credit score if the goal is to buy six, nine, or 12 months from now.
Lock period – do you want to lock in the rate for 30 days? 45? Market volatility can cause the rates to change so it will cost more money to hold onto a particular interest rate.
Loan to value ratio – one can still buy a home with less than 20% down, but the rate that is quoted may be higher.
Occupancy type – is this the primary residence or an investment property?
Points bought or credits taken – A buyer can pay the lender a fee to buy down the interest rate, or the seller can sometimes offer a credit. This has become more popular in recent years.
Market conditions – keep an eye on the news – as we are all aware, change is the only constant!

Lender Tina del Casale with Atlantic Union Bank says, “With jumbo fixed rates in the low 6’s, and first-time buyer down payment assistance loans such as DC Open Doors, rates are in the mid 7’s. With the added factors of your income, the address you are purchasing and your credit score factoring into the equation, interest rates are different from buyer to buyer these days. So, skip the online tools and make a few calls because that’s the only way to get an accurate quote these days!”

It might feel like an overwhelming amount of information to take on, but remember, there are people that help others take these big steps every day. A trusted lender and Realtor can guide their clients from start to finish when it comes to purchasing a home. And for that, you’ll be saying, “thank you for being a friend!”

Joseph Hudson is a referral agent with Metro Referrals. Reach him at 703-587-0597 or [email protected].

Advice

Stop haranguing your husband about how you think he should behave

Make your point and then move on from the argument

Published

2 days ago

June 13, 2025

Michael Radkowsky

Make your point and move on but don’t insist your significant other sees everything your way. (Photo by TeroVesalainen/Bigstock)

Michael,

My husband is great, but he’s a pushover. It happens at work a lot. For example: His colleague, who came back from maternity leave about four months ago, is always leaving early. And Jeremy is always staying late to finish the jobs that they should be doing together.

But the most galling to me is that he doesn’t speak up for himself in his family. His parents (in my opinion) overtly favor his brother (who is straight) and his brother’s family. I could give a lot of examples. The latest: They’re treating the brother and the family to a cruise.

We’ve been together for 15 years, married for 12, and never get any such treatment.

Jeremy says his brother is strapped for cash (four kids, one income) and the family needs a break, whereas Jeremy doesn’t need his parents to pay for his (or our) vacation. I don’t really want to go on a cruise but it’s the principle of the thing.

Again, this is just one example. I feel bad for Jeremy being walked on, over and over, and I want him to start standing up for himself. Despite my repeated entreaties, he won’t.

When I push him on this, he tells me I’m not seeing the whole picture, or he sees it differently, or it’s not a big deal, or he’s fine with things as they are.

I can’t see how he could be fine with being taken advantage of, or not being appreciated. I think he’d have a much better life if he actually set some boundaries with people.

How do I persuade Jeremy to listen to me and be more assertive?

Michael replies:

Do you see the irony in complaining that you can’t get your husband to listen to you about being more assertive and setting a boundary?

You’ve made your point to Jeremy, repeatedly, and Jeremy is telling you to back off. In other words, he’s assertively setting a boundary with you.

You can’t get someone else to behave in the way you want, even when you’re certain that your way is best. Jeremy gets to decide how he wants to conduct himself.

Here’s a pattern I have noticed over and over again through my years of working with couples: When you try to do something for someone that is their own job to do, both you and the person you are trying to “help” wind up being resentful. You get annoyed that the other person won’t listen to your wonderful advice, and the other person gets annoyed because they don’t want someone else telling them what to do or how to live their life.

In this case, you’re trying to get Jeremy to stand up for himself more than he does, and he’s not interested in changing how he operates.

A great rule for relationships: You can advocate for what you want, but you have to let go of the result. (And advocate sparingly, or you risk being a nag).

You are continuing to argue the same point to Jeremy, and Jeremy isn’t interested in listening to you. As you asked for my advice, here it is: Cut it out before he gets into the resentment stage, if he’s not already there, as you apparently are.

Also, please consider that your repeatedly criticizing Jeremy’s parents where Jeremy sees no problem could damage not only your relationship with Jeremy, but also his and your relationship with his family.

We get to marry the person we marry. We don’t get to insist that they upgrade to a better (at least in our opinion) version. Trying to do so is not just disrespectful and a waste of time, it poisons the relationship.

So find a way to live with Jeremy as he is, or — if you find his acquiescent nature unbearable — leave. But don’t spend the rest of your marriage, or even another day, haranguing him about how you think he should behave.

Michael Radkowsky, Psy.D. is a licensed psychologist who works with couples and individuals in D.C. He can be found online at michaelradkowsky.com. All identifying information has been changed for reasons of confidentiality. Have a question? Send it to [email protected].

Real Estate

The best U.S. cities for LGBTQ homebuyers in 2025

Where strong equality scores, vibrant culture, attainable prices converge

Published

7 days ago

June 8, 2025

Scott Helms

Philadelphia is among cities that rank highest for LGBTQ homebuyers. (Photo by sborisov/Bigstock)

Buying a home has always been a landmark of security and self-expression. For LGBTQ+ people, it can also be a powerful act of claiming space in a country where housing equality is still a work in progress. The good news? This year offers more options—and more protections—than ever. A record-breaking 130 U.S. cities now score a perfect 100 on the Human Rights Campaign’s Municipal Equality Index (MEI), meaning their local laws, services, and political leadership actively protect queer residents, reports.hrc.org. Meanwhile, national housing analysts at Zillow expect only modest price growth this year (about 2.6 percent), giving buyers a little breathing room to shop around.

Below are eight standout markets where strong equality scores, vibrant LGBTQ+ culture, and relatively attainable prices converge. Median sale prices are from March 2025 Zillow data.

1. Minneapolis–St. Paul, MN

Median sale price: $317,500

Twin Cities residents benefit from statewide nondiscrimination laws that explicitly cover sexual orientation and gender identity, a thriving queer arts scene, and dozens of neighborhood Pride celebrations beyond the mega-festival each June. Buyers also appreciate Minnesota’s down-payment assistance programs for first-time and BIPOC purchasers—many LGBTQ+ households qualify.

2. Philadelphia

Median sale price: $227,667

Philly combines East Coast culture with Mid-Atlantic affordability. “Gayborhood” anchors like Giovanni’s Room bookstore mingle with new LGBTQ-owned cafés in Fishtown and South Philly. Pennsylvania added statewide housing protections in 2024, closing the legal gaps that once worried trans and nonbinary buyers.

3. Pittsburgh

Median sale price: $221,667

Don’t let the steel-town stereotype fool you—Pittsburgh’s MEI score is 100, and its real-estate dollar stretches further than in comparable metros. Lawrenceville and Bloomfield have become hubs for queer-owned eateries and co-working spaces, while regional employers in tech and healthcare boast top Corporate Equality Index ratings.

4. Tucson, Ariz.

Median sale price: $328,333

This desert city punches above its weight in LGBTQ+ visibility thanks to the University of Arizona, a nationally ranked Pride parade, and some of the country’s most picturesque outdoor recreation. Arizona’s statewide fair-housing statute now explicitly lists gender identity, giving buyers added recourse if discrimination occurs.

5. Madison, Wisc.

Median sale price: $413,867

Madison blends progressive politics with a top-five public university and a booming tech corridor. Local lenders routinely promote inclusive marketing, and Dane County offers one of the few county-level LGBTQ+ home-ownership programs in the nation, providing up to $10,000 in forgivable assistance for low-to-moderate-income couples.

6. Atlanta

Median sale price: $359,967

The cultural capital of the Southeast delivers queer nightlife, Fortune 500 jobs, and a web of supportive nonprofits such as Lost-n-Found Youth. While Georgia lacks statewide protections, Atlanta’s 100-point MEI score covers public accommodations, contracting, and employer requirements—shielding homebuyers who choose in-town neighborhoods like Midtown or East Point.

7. St. Petersburg, Fla.

Median sale price: $354,667 Yes, Florida’s statewide politics are turbulent, but St. Pete has long held firm on LGBTQ+ equality. The city’s Pride festival draws nearly a million visitors, and local ordinances bar discrimination in housing and public services. Waterfront bungalows in Kenwood and more affordable condos near Uptown give first-time buyers options.

8. Denver

Median sale price: $563,500

Colorado passed some of the nation’s strongest gender identity housing protections in 2024, and Denver’s queer community remains one of the most visible in the Mountain West. Although prices run higher, buyers gain exceptional job growth and one of the country’s largest Gay & Lesbian Chambers of Commerce.

Smart Strategies for LGBTQ+ Buyers & Sellers

1. Build Your Dream Team Early

Work with an equality-focused real-estate pro. The easiest way is to start at GayRealEstate.com, which has screened gay, lesbian, and allied agents in every U.S. market for more than 30 years.
Choose inclusive lenders and inspectors. Ask whether each vendor follows HUD’s 2021 guidance interpreting the Fair Housing Act to cover sexual orientation and gender identity.

2. Know Your Rights—And Limitations

Federal law bars housing bias, but enforcement can lag. Document everything and report issues to HUD, your state civil-rights agency, or Lambda Legal.
In states without full protections, rely on city ordinances (check the MEI) and add explicit nondiscrimination language to your purchase contract.

3. Evaluate Neighborhood Fit

Use local data: crime stats, school ratings, transit, and MEI scores of nearby suburbs.
Spend time in queer-owned cafés, bars, and community centers to gauge true inclusivity.

4. For Sellers: Market With Pride—And Professionalism

Highlight proximity to LGBTQ+ resources (community centers, Pride festivals) in your listing remarks.
Stage neutrally but inclusively—rainbow art is great, but removing personal photos can protect privacy during showings.

The landscape for LGBTQ+ homeowners is evolving fast. By coupling inclusive laws, supportive culture, and attainable prices, cities like Minneapolis, Philadelphia, and Tucson stand out for 2025. No matter where you land, surround yourself with professionals who value every part of your identity. Start your journey at GayRealEstate.com, lean on the resources above, and claim your corner of the American dream—on your own terms, and with pride.

Scott Helms is president and owner of Gayrealestate.com.