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2019 home ownership is Mission: Possible

Get started with these three key steps

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home ownership, gay news, Washington Blade

You can be well on your way to accomplishing the goal of home ownership in 2019 by following three steps.

If you haven’t gotten on the first rung of the property ladder yet, the holidays are a perfect time to make a game plan for buying in the New Year. After all the hustle and bustle of holiday shopping, parties and family time starts to wind down, sit down with your laptop and a cup of hot chocolate and start strategizing to get the process started.

STEP 1: BUDGET AND FINANCE CHECKUP. Take a close look at your monthly income and spending, and evaluate what your true comfort level is with a monthly housing payment. Remember, your first home should be as much of an investment as a place to live, so try to reach for the property with the best chance of appreciation in the coming years. Be realistic about your spending, but also try to reign in unnecessary expenses by cutting out some restaurant visits, weekday drinking and subscriptions to services like Hulu or Prime, if you’re not using them much or can share with a housemate. And speaking of housemates, factor a possible housemate into your housing budget—you’ll actually save money by buying a two-bedroom condo that allows you to charge a roommate rent. Also, remember that when you buy, you’ll enjoy some tax deductions that will cut the bite of the mortgage down a bit, so make sure you discuss these possibilities with an accountant to understand all the benefits available to you. Finally, if you have any credit issues, get those resolved. Pay off any outstanding obligations if you can, and get an account with a credit repair service like LexingtonLaw.com to remove blemishes on your report, even if they weren’t there by mistake.

STEP 2: TALK TO A LOCAL LENDER. Most buyers think that if they work with the bank that has their checking account, they’ll get a better deal. That’s usually not true; in fact, the “big box” lenders often dangle a low rate to you but then cause so many problems during the process that you may not even be able to close on your property on time, which could cost you thousands. Instead, talk to a local lender like some of our favorites: Brooke Lowry at Atlantic Coast Mortgage (NMLS ID #1061722, cell: 202-803-6733) or Tina Del Casale at Sandy Spring Bank (NMLS # 191852, cell: 301-523-1893). They are able to get the best rates, but also to close your deal on time, with as little hassle as possible. And since they’re local, they know all the programs available to you so you can budget accordingly and not leave a penny on the table. There are some amazing programs in D.C. for first-time homebuyers, especially those with “lower” incomes, so it pays to talk with them even if you think you should wait on a big raise before starting the process—sometimes that big raise might actually cost you $20,000 or more in savings. For example, the D.C. Tax Abatement Program for single buyers who earn $65,000 or less, and who buy a property less than $464,000, benefit with a net 2.2% benefit at settlement, and then don’t pay property taxes at all for five years. That’s about $25,000 in savings!

STEP 3: GET A STRATEGIC PARTNER WITH AN EXPERIENCED AGENT. Choosing a Realtor is one of the most important parts of the buying process, yet so many buyers don’t think carefully about the agent with whom they align before it happens. Just as you wouldn’t marry the first person you dated, you shouldn’t commit to an agent before you know they have the skill, experience and support structure to provide you with the best service and results.

A great agent should be accessible night and day, knowledgeable of local neighborhoods, changes occurring in legislation and the market, and creative enough to find solutions for you that you and lesser agents could not come up with.

Agents who work solo are fine, but agents on a team are usually steeped in education and have more accountability, so they are usually a better choice. Teams also give agents an inside look at more properties before they hit the market, so you may have a better chance of getting a deal before it’s listed when you work with an agent on a strong team.

A buyer seminar is a great way to learn about the market and get insight on a potential agent partner with no commitment. You’d be surprised how few agents actually do hold them, so you know you’re working with a strong team when seminars are offered often. In a buyer seminar, you’ll learn with other newer buyers in a classroom setting, often with refreshments provided too. We hold our seminars monthly and even offer Champagne, and we’re proud to have our lenders there as well, so our guests can learn about the process on both the lending and the agency side of things.

Once you’re ready to commit to working with an agent, you should set a game plan with him or her so you understand the timeline and know what to expect. Most of our clients find their home within the first three outings, but it can take longer, especially if there is competition on the ones they like. We’re happy to show as many homes as our clients want to see, and to advise on every aspect of the contract so they have the highest likelihood of winning, and it shows in our results—we win in multiple offer situations more than 50% of the time, often beating out five or six other offers. And just like most buyers’ agents, our team offers all these services without charging commission; the seller pays the entire commission for both sides.

With this three-step process, you should be well on your way to accomplishing the goal of home ownership in 2019. And since it’s such a good investment to do so, your future self will thank you for accepting the challenge.

 

David Bediz is a 14-year veteran Realtor and has served on the boards of directors of both local Realtor associations. He has a top-producing team of agents called Bediz Group, LLC at KW Capital Properties. Reach him at 202-642-1616, bediz.com or through the main office number at 202-243-7700.

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Top buyer-friendly markets for the LGBTQ community

Home should be a place where you can be fully yourself

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LGBTQ-friendly housing markets include Tampa, Minneapolis, and Cincinnati.

Buying or selling a home is one of the most meaningful financial and emotional decisions a person can make. For LGBTQ+ individuals and families, that journey can also come with unique considerations — from finding truly inclusive neighborhoods to working with professionals who understand and respect who you are.

The good news? Across the United States, there are increasingly buyer-friendly housing markets where LGBTQ+ home buyers and sellers can find opportunity, affordability, and community. When paired with the right representation, these markets can offer not only strong financial value, but peace of mind.

For more than 30 years, GayRealEstate.com has been the leading source of LGBTQ+ real estate representation, helping LGBTQ+ buyers and sellers connect with vetted, LGBTQ+ friendly real estate agents who understand the nuances of fair housing, legal protections, and inclusive service.

Below, we explore top buyer-friendly markets for the LGBTQ+ community, along with practical tips to help you navigate the process with confidence.

What Makes a Market Buyer-Friendly?

A buyer-friendly market isn’t just about lower prices — especially for LGBTQ+ home buyers. It often includes:

  • Increased housing inventory (more choices, less pressure)
  • Slower price growth or stabilized pricing
  • Greater negotiating power for buyers
  • Established or emerging LGBTQ+ communities
  • Local protections and inclusive policies
  • Access to LGBTQ+ friendly real estate agents and resources

Markets that combine affordability with inclusivity can be especially attractive for first-time gay home buyers, same-sex couples, and LGBTQ+ families planning for long-term stability.

Top Buyer-Friendly Markets for LGBTQ Home Buyers

1. Austin & San Antonio, Texas

Once known for extreme competition, many Texas metros have shifted into more buyer-friendly territory due to increased inventory.

Why it works for LGBTQ+ buyers:

  • Strong LGBTQ+ communities, especially in Austin
  • More negotiating leverage than in prior years
  • Diverse neighborhoods at varying price points

Tip: Texas does not have statewide LGBTQ+ housing protections, making it especially important to work with an experienced LGBTQ+ friendly realtor through GayRealEstate.com.

2. Columbus & Cincinnati, Ohio

Ohio cities continue to attract buyers looking for value without sacrificing culture or inclusivity.

Why it works:

  • Lower median home prices
  • Growing LGBTQ+ populations
  • Strong healthcare, education, and job markets

These cities are particularly appealing for LGBTQ+ buyers relocating from higher-cost coastal markets.

3. Richmond, Virginia

Richmond has become a standout for LGBTQ+ home ownership thanks to affordability, history, and progressive growth.

Highlights:

  • Inclusive local culture
  • Buyer-friendly price trends
  • Walkable neighborhoods popular with LGBTQ+ professionals

4. Minneapolis–St. Paul, Minnesota

The Twin Cities consistently rank high for LGBTQ+ quality of life and legal protections.

Why LGBTQ+ buyers love it:

  • Strong anti-discrimination laws
  • Stable home values
  • Excellent resources for LGBTQ+ families

Minnesota offers one of the safest environments for LGBTQ+ home buyers and sellers navigating the real estate process.

5. Jacksonville & Tampa Bay, Florida

Florida remains complex for LGBTQ+ buyers, but some metros still offer strong buyer opportunity.

What to know:

  • Increased inventory = more negotiating power
  • Coastal lifestyle at lower cost than South Florida
  • Local LGBTQ+ communities continue to grow

Because statewide protections vary, partnering with a GayRealEstate.com LGBTQ+ friendly real estate agent is essential.

Finding LGBTQ-Friendly Neighborhoods

Not every “affordable” neighborhood is inclusive — and safety, comfort, and belonging matter.

When searching for LGBTQ+ friendly neighborhoods:

  • Look for visible LGBTQ+ organizations, events, and businesses
  • Research local non-discrimination ordinances
  • Ask your agent about lived experiences, not just statistics
  • Talk to neighbors and local LGBTQ+ groups

Agents in the Gay Real Estate Network often provide insight that listing data alone cannot.

The Importance of LGBTQ Real Estate Representation

While fair housing laws exist, LGBTQ+ housing discrimination still happens — sometimes subtly, sometimes overtly.

Working with an LGBTQ+ friendly real estate agent helps ensure:

  • Respectful communication
  • Advocacy during negotiations
  • Awareness of legal protections
  • A safer, more affirming experience

GayRealEstate.com has spent over three decades building the most trusted network of gay realtors, lesbian real estate agents, and LGBTQ+ friendly real estate professionals nationwide.

Federal protections now include sexual orientation and gender identity under the Fair Housing Act, but enforcement and local laws vary.

Before buying or selling:

  • Understand your state and local protections
  • Know how to document discriminatory behavior
  • Work with professionals who take advocacy seriously
  • Use trusted LGBTQ+ real estate resources

GayRealEstate.com agents are experienced in helping clients navigate these realities with confidence.

Tips for LGBTQ Home Buyers & Sellers

  • Get pre-approved early to strengthen your buying position
  • Interview agents and ask direct questions about LGBTQ+ experience
  • Don’t ignore your instincts — comfort matters
  • Plan long-term: community, schools, healthcare, and protections
  • Use LGBTQ+-specific resources rather than generic searches

Buyer-friendly markets create opportunity — but representation creates security.

Whether you’re a first-time gay home buyer, a same-sex couple relocating, or an LGBTQ+ seller preparing for your next chapter, choosing the right market and the right representation makes all the difference.

For over 30 years, GayRealEstate.com has been the trusted leader in LGBTQ+ real estate, connecting buyers and sellers with professionals who understand the importance of inclusion, advocacy, and respect.

Your home should be more than a place to live — it should be a place where you can be fully yourself.


Scott Helms is president and owner of Gayrealestate.com.

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Real Estate

Stress-free lease renewals during winter months

A season when very few tenants typically move

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Many landlords think of spring and summer as the heart of leasing season, but winter renewals hold their own kind of importance. (Photo by neturama/Bigstock)

January has a way of waking everyone up. After weeks of holiday noise, travel, family visits, and a general blur of activity, the new year arrives with its usual mix of resolutions, optimism, and responsibility. People start looking at their calendars again. To-do lists reappear. And tucked away in there is something many tenants didn’t give much thought to in December, their lease renewal.

Renewals in winter matter more than most people realize. It is a season when very few tenants typically move. The weather is unpredictable, schedules are tight, and most people are trying to regain their footing after the holidays. Because of this, renewal conversations tend to be more productive and more grounded. 

Many landlords think of spring and summer as the heart of leasing season, and while that’s certainly when moves are most common, winter renewals hold their own kind of importance. A well-timed renewal does more than keep a unit occupied. It provides predictability for the year ahead, strengthens relationships, and reduces the costly turnover that smaller landlords want to avoid.

In my experience, tenants who might hesitate during another time of year are often relieved to secure housing before the pressures of spring and summer begin. Uncertainty is one of the prime causes of unnecessary turnover. If tenants don’t hear from their landlord, they often start browsing listings “just in case,” or asking friends about other options. Once that door is opened, it can be hard to close. Initiating the renewal process early helps anchor tenants before doubts start creeping in.

Tenants often make clearer decisions in January than they would in November or December. During the holidays, people are distracted and stretched thin; emails are skimmed, not absorbed; and anything involving planning often gets deferred until “after the new year.” When tenants return home in January, they have a better sense of their plans, their budget, and their needs for the coming months. This makes it a much easier moment to start or restart a renewal conversation.

The practical reality is that most tenants don’t want to move in the winter. Who wants to haul furniture across icy sidewalks or deal with last-minute moving delays due to storms?  Beyond the weather, January is a time when people are reorganizing finances, filing paperwork, and settling into routines. The thought of a major transition simply doesn’t fit. Landlords can use this natural reluctance to create a smoother, more collaborative renewal process.

One thing I’ve learned over the years is that clarity is a landlord’s best tool. Tenants don’t need lengthy explanations, legal jargon, or complicated attachments. They simply want to know:

  • Are the terms changing?
  • If so, how?
  • What does their timeline look like?
  • Would the landlord consider another set of terms?

    A concise, well-laid-out renewal offer does two things. First, it demonstrates transparency, which builds trust. Second, it keeps the conversation focused and productive. When tenants understand exactly what’s being proposed, there is less back-and-forth, fewer misunderstandings, and a quicker path to a signed agreement.

Tenants are more receptive when they feel they’re being treated fairly and openly. If there’s a rent adjustment, a brief explanation helps tenants see the reasoning behind it, such as increased operating costs, significant maintenance completed during their stay or alignment with the market. 

Lease renewals are moments of connection. The best landlord-tenant relationships are built over time through small exchanges, transparency, and mutual respect. Renewal season offers an opportunity to reinforce that.

A simple acknowledgement of the tenant’s care for the home or their timely payments can set a positive tone. Even a short note of appreciation signals that you see them not as a lease term, but as a partner in maintaining the property. These gestures cost very little but create a sense of goodwill that carries through maintenance requests, policy reminders, and everyday communication.

Many landlords underestimate how much tenants value being treated as individuals rather than account numbers. A thoughtful, personal touch during the renewal process can make a tenant feel recognizednand more inclined to stay.

Renewals aren’t only about securing another term lease.They’re also a natural moment to check in on the overall health of the property and the tenant’s experience. J anuary provides a quiet space to step back and ask:

• Are there maintenance concerns the tenant hasn’t mentioned yet or that have not been fully resolved?
• Is the property due for upgrades or any preventative work?
• Are there responsibilities or expectations worth revisiting?

These conversations don’t need to be long or formal, but they help prevent the small issues of one year from becoming the larger problems of the next. A tenant who feels heard is more likely to take good care of the home, communicate proactively, and renew again in future years.

While landlords must maintain structure and protect their assets, a bit of flexibility can go a long way during the renewal process. Tenants are often rebalancing budgets after holiday spending. Offering digital signatures, Having brief calls to clarify terms, being flexible, or a few extra days to make a decision can ease stress without compromising the landlord’s position.

Flexibility is about recognizing human realities. Most tenants appreciate being treated with patience and professionalism, and often reward that consideration with prompt decisions and smoother communication. There are many reasons why a full year renewal may not coincide with their plans. Being able to work out mutually agreeable renewal terms makes the solution a win for both parties.

For landlords, especially smaller ones, stability is the foundation of successful property investing. A vacant unit, even briefly, costs more than most people realize. There are marketing expenses, cleaning, repairs, lost rent, and the unpredictable timeline of finding the right new tenant.  By contrast, securing a renewal with an existing reliable tenant protects cash flow, reduces risk, and creates predictability in planning.

January renewals, when handled well, deliver this stability right at the beginning of the year. They give landlords a clear roadmap for budgeting, maintenance scheduling, and forecasting. They also give tenants the security of knowing exactly where they stand, which reduces stress on both sides.

A lease renewal may seem like a small moment in the life of a property, but in practice, it shapes the experience of the year ahead. When the process is organized, honest, and respectful, it sets a tone that carries through every interaction until the next renewal date.

January is a time to consider leaning into this approach. The pace is slower, the mindset is clearer, and both landlord and tenant are ready to step into the year with more intention. A renewal handled thoughtfully now paves the way for a smoother, quieter, more predictable twelve months, something every landlord and every tenant can appreciate.


Scott Bloom is owner and senior property manager at Columbia Property Management.

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Real Estate

Child- and pet-proofing your home for the holidays

It isn’t about being perfect but about being prepared

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Christmas trees are tempting for pets to climb so be sure to anchor them well. (Photo by sharomka/Bigstock)

The holidays are meant to be joyful, cozy, and full of laughter — but if you have young children or pets, they can also feel a little chaotic. Twinkling lights, shiny decorations, guests coming and going, and tables full of tempting food can turn your home into a wonderland of curiosity and mischief. The good news? With a little thoughtful planning, you can keep the holiday magic alive while making your home safer for everyone who lives there.

There’s something oddly comforting about movies where animals go to war with holiday decorations, turning carefully strung lights and perfectly placed ornaments into chaos. Whether it’s a mischievous dog tangled in tinsel or a curious cat launching a full-scale assault on a Christmas tree, these scenes tap into a universal experience for pet owners. 

The humor comes from the contrast: the human characters are trying to create warmth, tradition, and picture-perfect cheer, while the animals see the decorations as toys, obstacles, or personal enemies. The resulting destruction — trees tipping over, ornaments shattering, lights blinking out—feels exaggerated but relatable, especially during the already hectic holiday season. 

Let’s start with decorations because they tend to be the biggest attraction. Ornaments sparkle, garlands dangle, and everything seems designed to be touched, pulled, or tasted. If you have little ones or pets, consider placing your most fragile ornaments higher on the tree and using shatterproof options on the lower branches. Tinsel and ribbon may look festive, but they can be dangerous if swallowed, so skipping them or keeping them well out of reach is a simple way to reduce risk without sacrificing style.

Holiday lights are another favorite fascination. Before hanging them, take a few minutes to inspect each strand for frayed wires or broken bulbs. Secure cords along walls or behind furniture so they’re harder to grab or chew and unplug them when you leave the house or head to bed. Not only does this help prevent accidents, but it also gives you one less thing to worry about during a busy season.

The Christmas tree itself can become a focal point for exploration. Make sure it’s sturdy and well-anchored so it doesn’t tip if a toddler tugs on a branch or a pet decides to investigate. If you use a real tree, cover the water base since tree water can contain additives that aren’t safe if consumed. For artificial trees, keep an eye out for loose pieces or needles that could become choking hazards.

Food is a big part of holiday celebrations, and it’s also one of the most common sources of trouble. Many traditional treats—like chocolate, grapes, raisins, alcohol, and foods containing xylitol—are dangerous for pets. Keep plates and serving dishes up high, secure the trash can, and gently remind guests not to slip pets or kids “just a little bite” without checking first. For children, be mindful of hard candies, nuts, and small treats that could pose choking risks.

Candles and fireplaces add warmth and charm, but they deserve extra caution. Flameless candles are a wonderful alternative if you want ambiance without worry. If you do use real candles, place them well out of reach and never leave them unattended. Fireplaces should always have a sturdy screen or gate, especially with crawling babies or curious pets nearby.

Holiday gatherings bring wonderful energy into your home, but they can also create new challenges. Doors opening frequently make it easier for pets to slip outside, so consider setting up a quiet, comfortable space where they can relax during busy get-togethers. This can help reduce stress for them and give you peace of mind. For children, stair gates, locked cabinets, and clear boundaries can help prevent accidents when there’s extra excitement in the air.

New toys and gifts are another thing to watch closely. Packaging, twist ties, plastic wrap, and especially button batteries should be cleaned up promptly. These items are easy to overlook in the excitement of gift-opening but can be dangerous if swallowed. Taking a few minutes to tidy up as you go can make a big difference.

Lastly, try to keep routines as steady as possible. The holidays naturally disrupt schedules, but familiar mealtimes, naps, walks, and bedtime rituals help children and pets feel secure. A calmer household often means fewer accidents and a happier experience for everyone.

At the end of the day, child- and pet-proofing your home for the holidays isn’t about being perfect but about being prepared. A few small adjustments can help you relax, enjoy your guests, and focus on what truly matters: creating warm, happy memories with the ones you love. When your home feels safe, the holidays feel even sweeter.


Valerie M. Blake is a licensed Associate Broker in D.C., Maryland, and Virginia with RLAH @properties. Call or text her at 202-246-8602, email her at [email protected] or follow her on Facebook at TheRealst8ofAffairs.

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