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Feel the beat

Studies show the right music can help get you moving

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(Photo by Sombrero2003 via wikimedia)

In 2007 music among the competitors was banned from the New York City Marathon and also by the USA Track and Field. This made global headlines where music’s impact on exercise became more closely scrutinized.

In August 2010, the New York Times wrote an enlightening piece — “Phys Ed: Does exercise make you work harder.” The article cites a great deal of evidence and research to support music’s impact on exercise.

Who does not like some kind of music and who doesn’t use music to stimulate an activity? Why not use music while we exercise? Is there a benefit? I used to view music as a distraction from the body, which in exercise, of course, is the activity at hand. I would often tell my personal training clients to forego the headset, the TV, e-mail, etc., in lieu of focusing on the body; the heart, lungs and muscles so they were completely attuned to what was happening in the body. I was trained to recognize how important the mind/body connection is and that the experience of exercise was enhanced by focusing on what you are doing. By focusing, the thinking was, you would garner greater results.

But I’ve discovered that music can provoke an uplifting and motivational addition to exercise and there’s evidence to confirm this. While not everyone may love exercise, there is clearly a widespread love for music so why not combine the two so they “play” off one another. And while some will indeed use music solely as a distraction from exercise, others may encounter several added benefits.

To gain better understanding of just how much music influences exercise I went to gay local music entrepreneurs, Michael Pipitone and Mike Babbitt, co-owners of Yes! Fitness Music. They had a lot to say about music’s impact on exercise. After all it’s what they sell with more than 40 years of experience in the exercise music industry between them and boasting about 20,000 songs in their archives. Half their market is focused on serving high-energy exercise music both for group exercise instructors and personal workout enthusiasts.

If you don’t know who Pipitone and Babbitt are yet, you will. With several number one fitness albums on iTunes including “In the Key of Glee Workout Mix” inspired by the hit TV series and as the U.S. sub-publisher of the Pitbull hit “Krazy” featuring Lil’ Jon, these guys are making a name for themselves in D.C. and beyond.

Pipitone’s and Babbitt’s enthusiasm for what they do is matched by the enthusiasm in the music they sell. Yes! Fitness Music specializes in creating dance and up-tempo remixes of current and classic songs by updating and re-engineering them for a new audience. Tempo is only one part of the re-engineering equation, but if you want to create your own up-tempo music playlist from virtually any song in your iTunes library, you can download an app on your iPhone or iPod Touch called Tempo Magic Pro and it will increase the beats per minute of any song by as much as 24 percent.

Clinical psychologist Charles Emery of Ohio State University has studied the effects of exercise on various types of patients over the years and discovered that listening to music while engaging and performing in other activities enhances the experience. Emery took his research further to ascertain what would happen when these two passions were combined and discovered music’s positive effects on exercise.

Emery discovered that music stimulates the frontal lobe of the brain, the area responsible for and associated with higher mental function. It’s no wonder exercise helps us think through and process other areas of our lives, giving it a great duel purpose. People often do their best thinking while they exercise — it can stimulate us to think more clearly.

The United States Sports Academy has published in-depth articles focusing on the applied aspects of music in sports and exercise. The articles include work from prominent researchers in the field and support the multitude of positive influences music has on exercise.

IDEA, which bills itself as “the world’s largest association for fitness and wellness professionals,” has done extensive research as well and has collected supporting data on the effects music has on exercise.

The overwhelming majority of their findings agree that music stimulates and we use music to stimulate just about every conceivable activity from Yoga to housework. I’ve used music to help me sleep since I was 12. It’s been demonstrated among the research that music improves compliance, reduces feeling of fatigue, boosts spirit, increases the relaxation response and improves motor coordination.

The findings are not universally accepted — there are some researchers who rebut the findings, but there’s enough solid research from credible sources to use music when you work out.

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Real Estate

Don’t procrastinate buying your home

Some experts predict rates will fall in June

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Spring is in the air and it’s a great time to buy a new home.

As springtime fills the air, cherry blossoms are blooming, much of the year still lies ahead and many have started to think about how they are progressing with their 2024 goals. If the dream of buying a house was put on hold when the interest rates went from 3% to almost 8%, and life got in the way of an idea that had gotten onto your to-do list, maybe now is the time to dust it off. 

Mortgage lender Tina Del Casale from Sandy Spring Bank says, “There is still hope the Fed will be happy with inflation numbers by June to finally pull the trigger on lowering interest rates.”  

The rates might not be as low as they were in 2021, but historically, they are still not as high as they were 20 years ago. Some people’s parents remember getting interest rates that were 12%, 14% or even higher.   

One of the biggest questions I get at homebuyer seminars is about is the process. What is buying a house ACTUALLY like?  I usually tell them that it’s like anything else. One step at a time. One form at a time. One bank transfer at a time. One house showing at a time. One home inspection at a time. If you have the wherewithal to plan a vacation, you can buy a house. 

  • Finding a Realtor
  • Finding a lender to get pre-approved (how much is your budget and what is a comfortable monthly payment)
  • Are there any first-time buyer programs that could be used? Is there down payment assistance?
  • Looking at the houses.
  • Finding one you like, and putting an offer together:
    • An offer usually involves a sales contract, any special forms that the jurisdictions require (lead-based paint acknowledgements, what appliances and systems in the house are included/excluded, if the home is part of a homeowners association, or a condo association, etc.)
    • Any forms related to getting an inspection done.
    • Who is selling the house, who is buying the house, how much is it being sold for, where it is exactly, and who are the others involved in the transaction (title company, agents, etc.)?
  • Getting any inspections done.
  • Negotiating any changes in the sales price or terms, or credits for inspection items.
  • Getting the final approval for the loan and then going to settlement.

Many people get interested in buying a house, but the “unknown” of it all can be daunting. It could be that the best way to think about it, is that like most things in life, you can’t cross every bridge BEFORE you get there. You just take it one day at a time. Some things will be surprisingly easy. Some things will require the advice of experienced lenders, Realtors, home inspectors and title attorneys.  

But if the process doesn’t begin somewhere, somehow, the idea just stays in one’s head in the “to do list” file.  And then 3 years go by, 5 years go by, 7 years go by. And your friends that DID buy a house laugh themselves to the bank when they go to sell the house they bought 3 years ago, 5 years ago, or 7 years ago.

If you need any recommendations for a local lender or Realtor, please don’t hesitate to ask.

Joseph Hudson is a referral agent with Metro Referrals. Reach him at [email protected] or 703-587-0597.

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Advice

Giving up drinking is killing our relationship

What happens when one partner is sober and the other isn’t

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I’m a 38-year-old guy, was single for most of my 30s, which I didn’t like at all, and I finally met a great guy last Memorial Day Weekend. 

Until New Year’s I would have said that everything was going great. I was on Cloud Nine. Eric is kind, handsome, smart, and a great catch.

But in December he decided to do “Dry January.” It was kind of on a whim I think. We were out with some friends and one of them said he was not going to drink at all for the month of January. He thought alcohol was playing too big a role in his life so he wanted to see what life would be like without it. Another friend said he would do it too, and then Eric said he would.

I wish we hadn’t gone out that night and then this whole thing wouldn’t have happened.

So, as the month progressed, Eric started talking more and more about how much better he was feeling without alcohol in his body or his life.

I don’t think we drank that much pre-January. Yes, we’d have something to drink every time we went out, with friends or just together, but not to excess.

At some point, Eric started saying that he wasn’t really enjoying going out with our friends, as he wasn’t drinking and they were (except the two friends who were also doing the Dry January thing). This meant I’d either go out without him (which I didn’t like) or we’d stay home, or go out just the two of us. But then if I’m drinking and he’s not, it just feels awkward. He hasn’t said anything but I feel like he’s judging me whenever I have a drink.

I was hoping he’d relax about the whole thing at the end of the month but now he’s decided he doesn’t want to drink anymore at all.

To make matters worse, he says that the month made him think more about the big role alcohol plays in his life (his words) and he has started going to Alcoholics Anonymous meetings.

So where does this leave me? I do want to keep drinking. I’m just a social drinker and I don’t have a problem with alcohol. I think it adds a fair amount of fun to my life. Plus, all my friends drink (including the two who did Dry January) and it’s a big part of our socializing. If you don’t drink when everyone else is drinking, it’s really not fun and it feels weird.

At this point Eric doesn’t go out with the friend group we were going out with because he doesn’t have a good time as the only non-drinker. (I get it, that’s one of the reasons I drink when my friends are drinking.) So I go out sometimes without him, which as I mentioned doesn’t feel so good, and which I don’t think is great for our relationship; or I don’t go out with my friends, which I don’t like.

I love Eric and I could see us having a great life together but his not drinking has opened what feels like a chasm between us.

How do couples handle this situation, where one person wants to stop drinking and the other does not? The impact is seeming increasingly huge to me and I don’t see how to make it stop being a divisive problem.

Michael replies:

I don’t think that Eric’s sobriety needs to be a divisive problem, if you can tolerate that you don’t get to have your life with Eric be exactly as you would like. 

This is the same dilemma that everyone in a serious relationship must face. Our partners are always different from us in some important ways, even if it doesn’t seem that way at first. And we have to figure out how to live with these differences, contentedly for the most part.  Our partners face the same challenge. 

Of course, not every difference can be (or should be) resolvable. For example, if one person is determined to parent and the other person is determined to be child-free, it makes great sense to part ways — unless one person decides they’d rather stay with their partner than have it their way.  

You and Eric have to figure out if your differences around alcohol are a deal-breaker, or if you can find a way to build a solid relationship, even as you drink socially and he is sober.

Whether and how you do this are for the two of you to figure out.  That said, here are some ideas for your consideration: 

  • Can you accept Eric’s not joining you for some or even many of your social activities?
  • Can you and Eric talk about what might help him be more comfortable joining your friends now and then?
  • Can you ask Eric what it’s like for him when you are drinking, rather than assuming that he is judging you? (Important question for your consideration: What led you to make that assumption rather than asking him?)
  • If Eric is making friends in Alcoholics Anonymous, would you want to join him at times when he socializes with them? 

The main ingredients here are generosity, flexibility, collaboration, and curiosity.

Speaking of curiosity, rather than wishing that the two of you had missed that invitation to participate in Dry January, how about being curious about Eric’s decision to stop drinking? I suspect that your dismissiveness has a negative impact on his desire to be close to or confide in you. If you are curious about this important life change that Eric is undertaking, you will certainly learn a lot about your boyfriend, and likely deepen your connection.

Michael Radkowsky, Psy.D. is a licensed psychologist who works with couples and individuals in D.C. He can be found online at michaelradkowsky.com. All identifying information has been changed for reasons of confidentiality. Have a question? Send it to [email protected].

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Real Estate

Down payment strategies: Financing your home purchase 

Understanding the options key to unlocking the door to a dream home

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Looking for your dream home? First, you need to understand how to make the down payment.

Navigating the path to homeownership can be a complex journey, especially when it comes to accumulating the necessary down payment. For members of our LGBTQ community, understanding the available options for saving and financing this crucial aspect of home buying is key to unlocking the door to their dream home. Let’s explore effective methods and resources specifically designed to support LGBTQ individuals on their path to homeownership.

Traditional Savings Strategies

Saving for a down payment often begins with traditional methods such as setting aside a portion of your income into a dedicated savings account. High-yield savings accounts and automated savings plans, some offering up to 5% interest in today’s market, can expedite the process, providing a disciplined approach to accumulate funds over time. Additionally, exploring investment opportunities that match your risk tolerance can offer potential growth for your down payment savings.

Down Payment Assistance Programs

A variety of down payment assistance programs exist to help homebuyers with their initial costs. These programs often offer grants or low-interest loans to first-time homebuyers or those who haven’t owned a home in the past three years. 

It’s essential to speak with a GayRealEstate.com agent to determine what programs may be available, plus online research into local and state assistance programs, as many are designed to support individuals in specific communities, including the LGBTQ+ community.

For medical professionals, police, teachers, firefighters, and other community heroes, there are several special loan and assistance programs designed to help with home purchases, often offering benefits like down payment assistance, reduced closing costs, and more favorable loan terms.

The Hero Home Loan Program provides first responders, including police officers, firefighters, and paramedics, with benefits such as lower interest rates and reduced closing costs. This program aims to make homeownership more accessible by offering more flexible credit score requirements and down payment assistance .

For educators, firefighters, law enforcement officers, and medical professionals, the Everyday Hero Housing Assistance Fund (EHHAF) offers closing cost assistance through gift funds. This program is designed to support those who serve their communities by making homeownership more affordable, with no repayment required for the grant funds​​.

The HUD Good Neighbor Next Door Program offers up to 50% off the list price of homes for law enforcement officers, pre-Kindergarten through 12th-grade teachers, firefighters, and emergency medical technicians. This initiative aims to encourage community revitalization by assisting these professionals in homeownership within the communities they serve​​.

Homes for Heroes provides assistance specifically to first responders and offers significant savings through Hero Rewards when buying, selling, or refinancing a home. On average, participants save $3,000, with the program offering real estate and mortgage specialist connections tailored to the needs of first responders​​.

LGBTQ-Friendly Lending Options

Finding a lender that understands and supports the unique needs of our LGBTQ community can make a significant difference. Some lenders and organizations specialize in offering inclusive financial products and resources to assist LGBTQ+ homebuyers. These may include specialized mortgage products, financial planning services, and guidance through the home buying process.

The journey to homeownership is a milestone that requires careful planning and support. Remember, every step taken towards saving and financing your home purchase brings you closer to the dream of homeownership.

(GayRealEstate.com offers valuable resources and advice tailored to meet the unique needs of our LGBTQ+ community in their journey towards homeownership. For more comprehensive guidance and support in navigating the home buying process, visit GayRealEstate.com choose an agent and start a no-obligation conversation today.)

Jeff Hammerberg is founding CEO of Hammerberg & Associates, Inc. Reach him at [email protected].

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