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N.J. gay couple celebrates 51st anniversary

Vince Grimm and Will Kratz met at a downtown Reading, Pa., gay bar

Published

13 years ago

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Vince Grimm and Will Kratz (Blade photo by Michael K. Lavers)

VILLAS, N.J.—Vince Grimm had just left the U.S. Army Security Agency after a two-year deployment in Korea when he returned to the Reading, Pa., gay bar scene in 1961. A 20-year-old farm boy quickly caught his eye at the Big Apple Bar.

“We saw each other on and off at the bar,” said Grimm. “He was cute, blonde and kind of flamboyant — just my type.”

More than five decades later, Will Kratz pointed out with a hearty chuckle during an interview at their home that overlooks Delaware Bay a few miles north of New Jersey’s southernmost point that they consummated their relationship in the back of a 1957 Cadillac. “There was plenty of room,” added Grimm.

Kratz, who joked he was 13 when asked his age (he turns 73 later this year,) noted that Reading crime boss Abe Minker essentially allowed the gay bars to flourish because they provided a steady stream of revenue to what Grimm described as the “most corrupt city on the East Coast.” He said this pre-Stonewall scenario was a far cry from nearby Philadelphia where undercover officers regularly shook down the city’s gay bars.

“That didn’t really happen in Reading because there was income coming in from everywhere,” said Grimm. “There was a price to pay for people that had businesses and everything like that, but he kind of controlled everything. The bars were basically a safe place to go.”

“So were the streets,” added Kratz. “Nothing bad ever happened on the streets.”

The couple, who celebrated their 51st anniversary the day before the Blade interviewed them on Aug. 9, stressed that they never experienced any sort of harassment or discrimination outside of Kratz’s much older brother who never accepted his homosexuality. Their sexual orientation was never a secret to their parents and classmates. “Everybody knew us,” said Grimm, 75. “We were sexually active in school; never had any problems.”

“We had no idea we were setting a precedent”

Kratz began to perform in drag on stage in the backroom of the Zanzibar, another downtown Reading gay bar, in 1959. Grimm quickly noted that Kratz was underage at the time, but management overlooked this fact.

“They didn’t give a shit at the bar, as long as you behaved, as long as you weren’t too small to get over the bar,” added Kratz.

Kratz decided a couple of years later that he wanted to make the shows bigger. He approached the owner of the Big Apple Bar whose relatives owned a picnic grove outside Reading with buildings and a pavilion. They agreed to rent the space to him.

“Then we decided, well we’ve got to have money for these drag shows and where are we going to get it? Well let’s have barbecue chicken parties, so we had three a summer at that location,” said Kratz.

Gay News, Washington Blade, Gay New Jersey

Kratz and Grimm also organized drag shows that became increasingly popular among locals (Photo courtesy of Vince Grimm and Will Kratz)

Nearly 300 people paid $5 to attend the first party that took place in 1961, but they quickly grew in popularity. Up to 1,500 revelers who came from as far away as northern New Jersey, Baltimore and even D.C. on themed buses that included those dressed as Vatican officials and the Pope attended the parties. A lesbian once arrived on an elephant with two tigers she borrowed from a local circus.

Grimm noted that they were the Reading Brewery’s largest single customer — the company delivered beer to the parties in tractor trailer trucks. Organizers also hired local firefighters, police officers and justices of the peace to work in the parking lot to thwart underage people who wanted to sneak into the gatherings.

“There was no other place for them to go, so that was like our first line of defense,” said Grimm. “Plus it made us kind of look legitimate.”

They soon, however, began to draw the attention of the Pennsylvania State Police because they created traffic jams on the local roads. Grimm noted that some of the troopers who investigated them were homophobic.

“We had some stand offs when they would come in and just kind of sit there in a car and try to intimate people,” said Grimm, who was the president of the group that organized the party. Kratz was its treasurer. “One time I think I must have stood out — stood there just staring at ‘em for like an hour, not making a move: well, when you’re ready to ask me questions I’ll be happy to answer.”

Grimm recalled one incident in which the state police claimed that underage people had attended the party. Troopers called the state Liquor Control Board that subsequently confiscated the tractor trailer that had delivered beer.

“We got on the phone with the Reading Brewery and said we have a problem,” recalled Grimm. “They said you don’t have any problem. We’re going to be there with another tractor-trailer of beer within the hour. Don’t worry about the Liquor Control Board; we’ll take care of them. Another tractor-trailer full of kegs of beer showed up within the hour.”

The only other incident that the couple said they had was a rumored police raid. The couple sought advice from another local District Justice about what to do if authorities arrested them, but she was initially confused about the entire situation.

“‘Oh my God you’re having these huge parties and all you guys are queer,’” said the judge, according to Grimm. “I said, ‘Yeah.’ She said, ‘Well … the law is the law and I’ll abide by the law. If you’ve not done anything, if everything is in place you don’t have anything to worry about.’”

Grimm then reached out to a Reading lawyer who worked for the American Civil Liberties Union to “cover my bases.” He also didn’t understand the potential problem that the couple faced.

“I tried to explain everything to him and he said the ACLU doesn’t have anything to do with a group like yours,” said Grimm. “They haven’t even gotten involved yet in gay groups. This was something totally new.”

In addition to the three parties they organized each year, Grimm and Kratz also staged drag shows that featured choreographers and up to 10 performers on stage at any given time. Judy Garland and Barbra Streisand proved popular muses, but some participants wrote entire operettas and made their costumes.

“The fire police people and the local JPs kind of found out that we were having these shows and they said, well how come you never ask us to come to these shows. We said you can come,” said Grimm. “They started to come to the Sunday matinees; they would come in suits. Their wives would come in their furs. It was totally unbelievable. This was their theater. We were their theater and they were actually the best audience that we had. We got standing ovations. They would go crazy. They couldn’t wait for us.”

A combination of Philadelphia’s burgeoning drag scene and a lack of interest among younger people prompted the couple to end their parties in 1979.

“It sounds like we were doing great things only in retrospect now because back then, we knew what we were doing, but we had no idea what we were doing,” said Kratz, who designed displays for the Strawbridge and Clothier department store at the time. “We knew our drag. We knew how to sew costume. We had no idea we were setting a precedent, for anybody. We just wanted to provide a safe place for the 1,500 or so people who ended up coming and the 500-600 who came to our shows in four weekends. We had no idea we were pre-anything else like Stonewall. We weren’t out on the streets looking for freedom. We already had it.”

Couple’s activism, generosity expands beyond Pa.

Grimm, a former engineer, joined a Bucks County group that supported people with AIDS at the beginning of the epidemic in the early 1980s that became the template for Pennsylvania’s statewide service organization for those with the virus. He also volunteered for the South Jersey AIDS Alliance and became a board member after he and Kratz retired to Cape May in 1996.

They also joined GABLES Cape May, an LGBT community and support group with more than 200 members from across the county that formed in the mid-1990s in response to homophobic commentaries about the area’s growing gay population that began to appear in the local newspaper. The organization has raised nearly $150,000 for the local Red Cross chapter and other community organizations. Both Grimm and Kratz are also on the Lower Cape May Regional High School’s advisory board.

“We know that the gays that are going to the high school over here are being harassed and are being harassed by their classmates,” said Grimm, who said this bullying does not occur at a nearby technical school where the students are more accepting of their LGBT classmates. “The kids are basically walking around hand-in-hand and nobody cares.”

The group also played a role in efforts to secure passage of both New Jersey’s domestic partnership registry and civil unions law — the couple entered into one two days after the state’s civil unions law took effect in 2007. Grimm, who is also a minister, continues to officiate these ceremonies throughout the Cape May area.

“The biggest reason for us to do it immediately was death things,” said Kratz. “When you die, the tax rate is astronomical. Now that’s going to be somewhat less. Domestic partnership is not marriage, but it’s close. We’ve heard stories and meet people that one lover died and they had to sell the house and the business to pay the tax.”

He added that he does not think that he and Grimm will live to see the day when gays and lesbians can legally tie the knot in New Jersey. Gov. Chris Christie in February vetoed a same-sex marriage bill, but Kratz stressed he expects gay weddings will eventually happen in the Garden State.

“I thought if marriage passes, am I going to have yet another dress because we had to do two ceremonies,” he joked.

When asked about the most romantic thing the couple had done for each other, Kratz immediately said travel. He and Grimm went to India and Egypt in the 1970s and have traveled around the world twice. They established the Nguyen Zian Quynh-Vince Will Education Foundation to help fatherless Vietnamese children attend school after they visited the Southeast Asian country in 2006 and befriended a guide after whom they named it.

“That’s probably one of the best, rewarding things we do,” said Grimm.

Both men stressed they remain in love with each other after 51 years.

“I’ve never had a day in my life that I wanted to kill him,” said Kratz, although he joked he came close last month after Grimm left his passport in his suitcase when they boarded a cruise ship in Copenhagen. “Never, never have I had a moment where I said I didn’t want to be here.”

Grimm added that Kratz has “backed me all of the way.”

“If I had one wish it would be that everyone could have a supporting partner like he is,” he said.

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Autos

Revving up the holidays with auto-themed gifts

Lamps, mugs, headphones, and more for everyone on your list

Published

5 days ago

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November 23, 2025

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Here’s how to shift your holidays into high gear.

Bentley Bottle Stopper

Pop your cork—in a good way—with a Bentley bottle stopper ($106), made of zinc alloy with chrome plating and rubber rings. The classy design is inspired by the automaker’s iconic “Flying B” mascot from 1930. 

Subaru Motorsports Counter Stool

Belly up to the bar with the Subaru Motorsports Counter Stool ($175). The 30-inch-tall metal chair—with padded vinyl cover and automaker logo—is lightweight and swivels 360 degrees. 

BMW Luxe Luggage 

You won’t have trouble spotting this chic khaki-green BMW M Boardcase ($307) at airport baggage carousels. The high-performance “M” logo is etched on the durable polycarbonate casing, as well as on the main compartment zipper and all four of the sturdy double wheels. Comes with recycled lining, along with laundry and shoe bags. 

Ford Yoga Gym Bag

The Ford Yoga Gym Bag ($15) has a wide handle and button strap to securely carry a yoga mat, as well as convenient pockets to stow water bottles and shoes. Made of black polyester, with reflective silver Ford logo. (Yoga mat not included.)

Kia Mini Lamp with Speaker/Sound

It doesn’t get much more Zen than a Kia Mini Lamp with Speaker and Sound Machine ($50). Made of bamboo, sturdy plastic and a fabric grill, the tiny wireless lamp has LED lighting with three settings. Pair with your phone to choose from eight soothing sounds: brook noise, bird chirp, forest bird, white bird, ocean wave, rainy day, wind and fireside.  

Lexus Green Pro Set

Practice makes perfect with the Lexus Green Pro Set ($257), a putting mat with “train-track markings” to help improve any golfer’s alignment. Lexus logo on the wood frame with automatic ball return. 

Lamborghini Wireless Headphones

Turn on, tune in, drop out—well, at least at the end of a hectic day—with these Lamborghini Wireless MW75 Headphones by Master & Dynamic ($901). Batteries last up to 32 hours or up to 28 hours in active noise-canceling mode. 

BMW Quatro Slim Travel Tumbler

The BMW Quatro Slim Travel Tumbler ($23) lives up to its name: sleek, smooth and scratch-resistant. Comes with leak-proof lid and non-spill design. 

Ford Vintage Mustang Ceramic Mug

Giddy-up each morning with the Ford Vintage Mustang Ceramic Mug ($29). With cool blue stripes, the 14-ounce mug features a silver handle and iconic pony emblem. 

My First Lamborghini by Clementoni

Proving it’s never too early to drive an exotic car, My First Lamborghini by Clementoni ($62) is for children ages two- to four-years old. Kids can activate the remote-control car by pressing the button on the roof or by using the remote. This Lambo certainly is less expensive than an entry-level Huracan, which starts at $250,000.  

Rolls-Royce Cameo 

For adults looking for their own pint-sized luxury ride, there’s the Rolls-Royce Cameo ($5,500). Touted as a piece of art rather than a toy, this miniature collectible is made from the same solid oak and polished aluminum used in a real Rolls. As with those cars, this one even has self-leveling wheel-center caps (which operate independently of the hubcaps so that the RR logo is always in the upright position). 

Maserati Notebook

For those of us who still love the art of writing, the Maserati MC20 Sketch Note ($11) is an elegant notebook with 48 sheets of high-quality paper. The front and back covers feature stylish sketches of the interior of a Maserati MC20 supercar and the Maserati logo. Comes with saddle-stitched binding using black thread. 

Dodge Demon Dog Collar

If your pooch is more Fluffy-kins and less the guard dog you sometimes need it to be, then there’s the Dodge Demon Seatbelt Buckle Dog Collar ($30). Made of steel and high-density polyester with a tiny seatbelt-buckle clasp, the collar is emblazoned with devilish Dodge Demon logos. 

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Real Estate

In real estate, it’s déjà vu all over again

1970s and ‘80s volatility led to creative financing options

Published

5 days ago

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November 23, 2025

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In the 1970s and ‘80s, sellers used creative mortgage options to entice buyers. Some of those trends are appearing again now.

In the 1970s and 1980s, mortgage interest rates climbed into the double digits and peaked above 18%. With rates like that, you needed more than a steady job and a down payment to buy a home — you needed creative financing ideas. 

Today’s market challenges may look different, but the response has been surprisingly familiar: unusual financing methods are making a comeback, along with some new ones that didn’t exist decades ago. Here is a brief overview of the most popular tools from that era. 

Assumable Mortgages were available with FHA, VA, and USDA loans and, until 1982, even Conventional mortgages. They allowed a buyer to take over the seller’s existing mortgage, including its interest rate, rather than getting a brand-new loan, while compensating the seller for the difference between the assumed loan balance and the contract price.

Often, a seller played a substantial role in a purchase. With Seller Financing (Owner Carry) the seller became the bank, letting the buyer make payments directly to them instead of to a traditional lender.

One variation on Seller Financing was the Land Contract. The seller was still the lender, but the buyer made loan payments to the seller, who then paid his own mortgage and pocketed the difference. The buyer would receive equitable title (the right to use and occupy the property), while the seller kept the title or deed until the contract was paid off or the property sold.

With Wraparound Mortgages, the seller created a new, larger loan for the buyer that “wrapped” around the existing mortgage at an agreed-upon rate. The buyer would then pay the seller, who would continue making mortgage payments on the existing balance, collecting payments and pocketing the spread. Whether title conveyed to the buyer or remained with the seller was negotiated between the parties. 

Unlike an assumption, when buying a home Subject To an existing mortgage, the buyer took title to the property and agreed to pay the seller’s mortgage directly to the lender plus any equity to the seller; the mortgage stayed in the seller’s name. Now, most mortgages have a Due on Sale clause that prohibits this kind of transaction without the expressed consent of the lender. 

Rent-to-Own was also a popular way to get into a home. While a potential buyer rented a property, the seller would offer an option to purchase for a set amount to be exercised at a later date (lease option) or allow a portion of the rent collected to be considered as a downpayment once accrued (lease purchase).

Graduated Payment Mortgage (GPM) loans were authorized by the banking industry in the mid-1970s and Adjustable Rate Mortgages (ARM) surfaced in the early 1980s. Both featured low initial payments that gradually increased over time. 

With the GPM, although lower than market to start, the interest rate was fixed and payment increases were scheduled. A buyer could rely on the payment amount and save accordingly. 

ARMs, on the other hand, had interest rates that could change based on the market index, with less predictability and a higher risk of rate shocks, as we saw during the Great Recession from 2007-2009.

While mortgage rates today aren’t anywhere near the extremes of the 1980s, buyers still face a tough environment: higher prices, limited inventory, and stricter lending standards. That combination has pushed people to explore tried and true alternatives and add new ones. 

Assumable mortgages and ARMs are on the table again and seller financing is still worth exploring. Just last week, I overheard a colleague asking about a land contract.

Lenders are beginning to use Alternative Credit Evaluation indicators, like rental payment history or bank cash-flow analysis, to assess borrower strength when making mortgage loan decisions.

There are Shared Equity Programs, where companies or nonprofits contribute part of a down payment in exchange for a share of the home’s future appreciation. With Crowdfunding Platforms, investors pool money online to finance real estate purchases or developments.

Another unconventional idea being debated today is the 50-year mortgage, designed to help buyers manage high home prices. Such a mortgage would have a 50-year repayment term, rather than the standard 30 years, lowering monthly payments by stretching them over a longer period.

Supporters argue that a 50-year mortgage could make monthly payments significantly more affordable for first-time buyers who feel priced out of the market. Critics, however, warn that while the monthly payment may be lower, the lifetime interest cost would be much higher.

What ties the past and present together is necessity. As long as affordability remains strained, creative financing – old and new – will continue to shape the way real estate gets bought and sold. As with everything real estate, my question will always be, “What’s next?”


Valerie M. Blake is a licensed Associate Broker in D.C., Maryland, and Virginia with RLAH @properties. Call or text her at 202-246-8602, email her at [email protected] or follow her on Facebook at TheRealst8ofAffairs.

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Real Estate

Could lower rates, lagging condo sales lure buyers to the table?

With pandemic behind us, many are making moves

Published

2 weeks ago

on

November 17, 2025

By

Condo sellers may offer buyers incentives to purchase their home. (Photo by Grand Warszawski/Bigstock)

Before the interest rates shot up around 2022, many buyers were making moves due to a sense of confinement, a sudden need to work from home, desire for space of their own, or just a general desire to shake up their lives.  In large metro areas like NYC, DC, Boston, Chicago, Miami and other markets where rents could be above $2k-$3k, people did the math and started thinking, “I could take the $30,000 a year I spend in rent and put that in an investment somewhere.”  

Then rates went up, people started staying put and decided to nest in the new home where they had just received a near 3% interest rate.  For others, the higher rates and inflation meant that dollars were just stretching less than they used to.  

Now – it’s been five  years since the onset of the pandemic, people who bought four years ago may be feeling the “itch” to move again, and the rates have started dropping down closer to 5% from almost 7% a few years ago.  

This could be a good opportunity for first time buyers to get into the market.  Rents have not shown much of a downward trend. There may be some condo sellers who are ready to move up into a larger home, or they may be finding that the job they have had for the last several years has “squeezed all the juice out of the fruit” and want to start over in a new city.  

Let’s review how renting a home and buying can be very different experiences:

  • The monthly payment stays (mostly) the same.  P.I.T.I. – Principal, Interest, Taxes and Insurance – those are the four main components of a home payment.  The taxes and insurance can change, but not as much or as frequently as a rent payment. These also may depend on where you buy, and how simple or complex a condo building is.
  • Condo fees help pay for the amenities in the building, put money in the building’s reserve funds account (an account used for savings for capital improvement projects, maintenance, and upkeep or additions to amenities)
  • Condos have restrictions on rental types and usage – AirBnB and may not be an option, and there could be a wait list to rent.  Most condo associations and lenders don’t like to see more than 50% of a building rented out to non-owner occupants.  Why?  Owners tend to take better care of their own building. 
  • A homeowner needs to keep a short list of available plumbers, electricians, maintenance people, HVAC service providers, painters, etc.
  • Condo owners usually attend their condo association meetings or at least read the notices or minutes to keep abreast of planned maintenance in the building, usage of facilities, and rules and regulations.  

Moving from renting to homeownership can be well worth the investment of time and energy.  After living in a home for five years, a condo owner might decide to sell, and find that when they close out the contract and turn the keys over to the new owner, they have participated in a “forced savings plan” and frequently receive tens of thousands of dollars for their investment that might have otherwise gone into the hands of a landlord.  

In addition, condo sellers may offer buyers incentives to purchase their home, if a condo has been sitting on the market for some time. A seller could offer such items as:

  • A pre-paid home warranty on the major appliances or systems of the house for the first year or two – that way if something breaks, it might be covered under the warranty.
  • Closing cost incentives – some sellers will help a cash strapped buyer with their closing costs.  One fun “trick” realtors suggest can be offering above the sales price of the condo, with a credit BACK to the buyer toward their closing costs.  *there are caveats to this plan
  • Flexible closing dates – some buyers need to wait until a lease is finished.
  • A seller may have already had the home “pre-inspected” and leave a copy of the report for the buyer to see, to give them peace of mind that a 3rd party has already looked at the major appliances and systems in the house. 

If the idea of perpetual renting is getting old, ask a Realtor or a lender what they can do to help you get into investing your money today. There are lots of ways to invest, but one popular way to do so is to put it where your rent check would normally go. And like any kind of seedling, that investment will grow over time. 


Joseph Hudson is a referral agent with Metro Referrals. He can be reached at 703-587-0597 or [email protected].

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