National
Most LGBT adults don’t have a will: survey
Surviving spouse may not receive full inheritance by marriage

‘Leaving a positive, meaningful legacy is important for LGBT adults,’ said Wonhong Lee of Mass Mutual.
Sixty-two percent of LGBT adults aged 45 to 60 do not have a will, according to a newly released survey conducted by the Massachusetts Mutual Life Insurance company.
The survey, which was conducted online, found that a similar number (60 percent) of adults in the general population in that same age range did not have a will.
By comparison, 69 percent of Hispanic respondents and 71 percent of African-American respondents reported not having a will, according to the survey, which consisted of a total sample of 2,500 Americans between the ages of 45 and 60. Out of that total, 500 identified as members of the LGBT community.
The survey was conducted Aug. 8-14, 2016.
“Leaving a positive, meaningful legacy is important for LGBT adults,” said Wonhong Lee, assistant vice president for Mass Mutual’s consumer and diversity group, which provides services for LGBT consumers. “That’s why we want to help them align their legacy, values and aspirations when planning for their loved ones’ financial future,” he said.
Lee said that although Mass Mutual’s main product is life insurance policies the company also provides financial planning services to its clients.
Michele Zavos, a Silver Spring, Md., attorney specializing in LGBT family law, said she and other members of her firm, Zavos-Juncker, have observed anecdotally a similarly high number of LGBT people who don’t have a will.
“I think that one misimpression that should be corrected when we say people don’t have wills is that they don’t have a will that they proactively prepared themselves,” she said. “But they do have a will. Their jurisdiction of residence writes it for them.”
Added Zavos: “So everybody has a will. It’s just a matter of whether you know what it says or not” and whether it’s in your best interest or not.
According to Zavos, people who are married – whether gay or straight – often don’t realize that state laws that determine who inherits the assets of someone who doesn’t have a will often do not award the entire estate to the surviving spouse. In many states, Zavos said, the deceased person’s children and parents are awarded a sizable part of the estate, with the spouse getting a smaller part.
It all depends on the laws of your jurisdiction of residence, which are known as intestate succession laws, she said. “It’s the equivalent of a will. It just says what the state wants to say, not what you want to say.”
For that and other reasons, Zavos said, it is important that all adults, especially LGBT people who may be estranged from blood relatives who aren’t accepting of their sexual orientation or gender identity, take immediate steps to obtain a legally prepared will.
The survey found that LGBT adults along with adults in the general population have a better record of documenting personal financial information such as financial accounts and insurance information. Sixty-one percent of LGBT adults aged 45 to 60 reported having done this, the survey found, compared to 60 percent of adults in that same age range in the general population.
But the survey also found that LGBT respondents in the survey were among the least likely to say they have a child who has access to their important financial information (10 percent). By comparison, 33 percent of African-American respondents and 25 percent of Hispanic respondents reported having a child with access to their financial information.
LGBT respondents, however, were significantly more likely to report having shared their financial information with a “special friend” (10 percent) versus 3 percent with Hispanic and 3 percent African-American respondents.
More information about the survey can be obtained at massmutual.com/lgbt.
The White House
EXCLUSIVE: Garcia, Markey reintroduce bill to require US promotes LGBTQ rights abroad
International Human Rights Defense Act also calls for permanent special envoy
Two lawmakers on Monday have reintroduced a bill that would require the State Department to promote LGBTQ rights abroad.
A press release notes the International Human Rights Defense Act that U.S. Sen. Edward Markey (D-Mass.) and U.S. Rep. Robert Garcia (D-Calif.) introduced would “direct” the State Department “to monitor and respond to violence against LGBTQ+ people worldwide, while creating a comprehensive plan to combat discrimination, criminalization, and hate-motivated attacks against LGBTQ+ communities” and “formally establish a special envoy to coordinate LGBTQ+ policies across the State Department.”
“LGBTQ+ people here at home and around the world continue to face escalating violence, discrimination, and rollbacks of their rights, and we must act now,” said Garcia in the press release. “This bill will stand up for LGBTQ+ communities at home and abroad, and show the world that our nation can be a leader when it comes to protecting dignity and human rights once again.”
Markey, Garcia, and U.S. Rep. Sara Jacobs (D-Calif.) in 2023 introduced the International Human Rights Defense Act. Markey and former California Congressman Alan Lowenthal in 2019 sponsored the same bill.
The promotion of LGBTQ and intersex rights was a cornerstone of the Biden-Harris administration’s overall foreign policy.
The global LGBTQ and intersex rights movement since the Trump-Vance administration froze nearly all U.S. foreign aid has lost more than an estimated $50 million in funding.
The U.S. Agency for International Development, which funded dozens of advocacy groups around the world, officially shut down on July 1. Secretary of State Marco Rubio earlier this year said the State Department would administer the remaining 17 percent of USAID contracts that had not been cancelled.
Then-President Joe Biden in 2021 named Jessica Stern — the former executive director of Outright International — as his administration’s special U.S. envoy for the promotion of LGBTQ and intersex rights.
The Trump-Vance White House has not named anyone to the position.
Stern, who co-founded the Alliance for Diplomacy and Justice after she left the government, is among those who sharply criticized the removal of LGBTQ- and intersex-specific references from the State Department’s 2024 human rights report.
“It is deliberate erasure,” said Stern in August after the State Department released the report.
The Congressional Equality Caucus in a Sept. 9 letter to Rubio urged the State Department to once again include LGBTQ and intersex people in their annual human rights reports. Garcia, U.S. Reps. Julie Johnson (D-Texas), and Sarah McBride (D-Del.), who chair the group’s International LGBTQI+ Rights Task Force, spearheaded the letter.
“We must recommit the United States to the defense of human rights and the promotion of equality and justice around the world,” said Markey in response to the International Human Rights Defense Act that he and Garcia introduced. “It is as important as ever that we stand up and protect LGBTQ+ individuals from the Trump administration’s cruel attempts to further marginalize this community. I will continue to fight alongside LGBTQ+ individuals for a world that recognizes that LGBTQ+ rights are human rights.”
National
US bishops ban gender-affirming care at Catholic hospitals
Directive adopted during meeting in Baltimore.
The U.S. Conference of Catholic Bishops this week adopted a directive that bans Catholic hospitals from offering gender-affirming care to their patients.
Since ‘creation is prior to us and must be received as a gift,’ we have a duty ‘to protect our humanity,’ which means first of all, ‘accepting it and respecting it as it was created,’” reads the directive the USCCB adopted during their meeting that is taking place this week in Baltimore.
The Washington Blade obtained a copy of it on Thursday.
“In order to respect the nature of the human person as a unity of body and soul, Catholic health care services must not provide or permit medical interventions, whether surgical, hormonal, or genetic, that aim not to restore but rather to alter the fundamental order of the human body in its form or function,” reads the directive. “This includes, for example, some forms of genetic engineering whose purpose is not medical treatment, as well as interventions that aim to transform sexual characteristics of a human body into those of the opposite sex (or to nullify sexual characteristics of a human body.)”
“In accord with the mission of Catholic health care, which includes serving those who are vulnerable, Catholic health care services and providers ‘must employ all appropriate resources to mitigate the suffering of those who experience gender incongruence or gender dysphoria’ and to provide for the full range of their health care needs, employing only those means that respect the fundamental order of the human body,” it adds.
The Vatican’s Dicastery for the Doctrine of the Faith in 2024 condemned gender-affirming surgeries and “gender theory.” The USCCB directive comes against the backdrop of the Trump-Vance administration’s continued attacks against the trans community.
The U.S. Supreme Court in June upheld a Tennessee law that bans gender-affirming medical interventions for minors.
Media reports earlier this month indicated the Trump-Vance administration will seek to prohibit Medicaid reimbursement for medical care to trans minors, and ban reimbursement through the Children’s Health Insurance Program for patients under 19. NPR also reported the White House is considering blocking all Medicaid and Medicare funding for hospitals that provide gender-affirming care to minors.
“The directives adopted by the USCCB will harm, not benefit transgender persons,” said Francis DeBernardo, executive director of New Ways Ministry, a Maryland-based LGBTQ Catholic organization, in a statement. “In a church called to synodal listening and dialogue, it is embarrassing, even shameful, that the bishops failed to consult transgender people, who have found that gender-affirming medical care has enhanced their lives and their relationship with God.”
President Donald Trump on Wednesday signed a bill that reopens the federal government.
Six Democrats — U.S. Reps. Jared Golden (D-Maine), Marie Gluesenkamp Perez (D-Wash.), Adam Gray (D-Calif.), Don Davis (D-N.C.), Henry Cuellar (D-Texas), and Tom Suozzi (D-N.Y.) — voted for the funding bill that passed in the U.S. House of Representatives. Two Republicans — Thomas Massie (R-Ky.) and Greg Steube (R-Fla.) — opposed it.
The 43-day shutdown is over after eight Democratic senators gave in to Republicans’ push to roll back parts of the Affordable Care Act. According to CNBC, the average ACA recipient could see premiums more than double in 2026, and about one in 10 enrollees could lose a premium tax credit altogether.
These eight senators — U.S. Sens. Catherine Cortez Masto (D-Nev.), Dick Durbin (D-Ill.), John Fetterman (D-Pa.), Maggie Hassan (D-N.H.), Tim Kaine (D-Va.), Angus King (I-Maine), Jacky Rosen (D-Nev.), and Jeanne Shaheen (D-N.H.) — sided with Republicans to pass legislation reopening the government for a set number of days. They emphasized that their primary goal was to reopen the government, with discussions about ACA tax credits to continue afterward.
None of the senators who supported the deal are up for reelection.
King said on Sunday night that the Senate deal represents “a victory” because it gives Democrats “an opportunity” to extend ACA tax credits, now that Senate Republican leaders have agreed to hold a vote on the issue in December. (The House has not made any similar commitment.)
The government’s reopening also brought a win for Democrats’ other priorities: Arizona Congresswoman Adelita Grijalva was sworn in after a record-breaking delay in swearing in, eventually becoming the 218th signer of a discharge petition to release the Epstein files.
This story is being updated as more information becomes available.
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