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New We the People group unveils month-long series

‘May Is? All About Trans’ offers panel discussions, social events, awards dinner and more

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Savanna Wanzer, gay news, Washington Blade

SaVanna Wanzer hopes to increase transgender D.C. visibility with her new group We the People. (Photo courtesy Wanzer)

We the People, a new, Washington-based transgender activist group, is launching with a month-long series of events throughout May organizers have dubbed “May Is? All About Trans.”

SaVanna Wanzer, founder of D.C. Trans Pride, is calling We the People a quasi-spin off group of Trans Pride. The new group has been in various stages of execution for about the last five years, Wanzer says.

“It needed to be separate because I wanted it to be a national endeavor for all cities to take the idea and use it,” Wanzer says. “If we put it under the umbrella of Capital Pride, that would have limited it.”

“May Is? All About Trans” runs May 1-31 and features events throughout the D.C. area.

The events are:

May 1: Trans Summit  at the Reeves Center (2000 14th St., N.W.) from 9 a.m.-5 p.m. with continental soul breakfast, lunch at Busboys & Poets with keynote speaker Deb Dunn and cocktail reception from 5-8 p.m. at Busboy & Poets. Free. 

May 2: Conversation “Trans Sexuality What Transitions?” at Whitman-Walker Health (1525 14th St., N.W. from 6-8:30 p.m. Light snacks provided. Free.

May 6: Youth Ball at 8240 Professional Place Suite 207B Landover, Md.
(Walking distance from the New Carrollton Metro Station) with food and cash prizes.

May 8: Conversation “Trans & HIV” at Whitman-Walker Health (1525 14th St., N.W.) 6-8:30 p.m. No phones or recording devices will be allowed. Dinner sponsored by Jensen Free.

May 9: TransDimensional Support Group “Conversation on Trans Safety” at Us Helping Us People Into Living (3636 Georgia Ave., N.W.) from 5:30-8 p.m.

May 10: Conversation with Trans Men at Shaw Library (1630 7th St., N.W.) 7-8:30 p.m. Snacks provided. Free.

May 11: Awards Dinner at 800 Florida Ave., N.E. from 6-9 p.m. honoring trans members from the D.C. area and a community organization for outstanding services. Keynote speaker is Diego Sanchez. Free

May 12: Open Mic event with emcee Juju B. Jadoir of Westminster at 400 I St., S.W., 4-7 p.m. Following the concert movie screening of “Miss Major” from 7-9 p.m. with refreshments. Free. 

May 13: “Meet Up for Allies, Intersex and Queer” at Denizens (1115 East-West Hwy, Silver Spring, Md.) Time is TBD.

May 14: “Trans and Aging” presentation at Shaw Library (1630 7th St., N.W.) from 7-8:30 p.m.  Snacks provided. Free.

May 17: “Rayceen! Fix Me Up!” at Shaw Library (1630 7th St., N.W.) from 6-8 p.m. Dating mixer.

May 19: Capital Trans Pride at Foundry United Methodist Church (1500 16th St., N.W.) from 9 a.m.-4 p.m. at Stead park (1625 P St., N.W.). Free. 

May 20: TWEET Church Service at New Hope Baptist Church (309 E St., N.W.) from 2-4 p.m. Reception following service.

May 21: “Bridging the Gap part two,” a conversation with gay men and the transgender community at Shaw Library (1630 7th St., N.W.) from 6-8 p.m. All welcome. Snacks will be provided. Free.

May 26: Workshop at D.C. Black Pride 1-3 p.m.

Wanzer says her vision for the series is to “bring more of the community together to bridge the gaps of non-inclusiveness.”

She and her team of nine chose May so they could dovetail their events with Trans Pride and D.C. Black Pride, both local events that are always held in May. Wanzer says local agencies such as Whitman-Walker Health, Capital Pride and especially Us Helping Us, have been supportive.

Wanzer, who freelances as a local trans and HIV activist, says community support for the various events will be crucial to making “All About Trans” a success. She emphasizes that any LGBT folks or allies are welcome; one does not have to be trans to attend. Operating expenses are about $30,000, Wanzer says. Donations are being accepted but most events are free to attend.

“Our team has put a lot of hard work into this,” she says. “I know it may look overwhelming because there are so many events, but please come and attend … and we’ll have a great learning experience together.”

Full details are here

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Real Estate

Don’t procrastinate buying your home

Some experts predict rates will fall in June

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Spring is in the air and it’s a great time to buy a new home.

As springtime fills the air, cherry blossoms are blooming, much of the year still lies ahead and many have started to think about how they are progressing with their 2024 goals. If the dream of buying a house was put on hold when the interest rates went from 3% to almost 8%, and life got in the way of an idea that had gotten onto your to-do list, maybe now is the time to dust it off. 

Mortgage lender Tina Del Casale from Sandy Spring Bank says, “There is still hope the Fed will be happy with inflation numbers by June to finally pull the trigger on lowering interest rates.”  

The rates might not be as low as they were in 2021, but historically, they are still not as high as they were 20 years ago. Some people’s parents remember getting interest rates that were 12%, 14% or even higher.   

One of the biggest questions I get at homebuyer seminars is about is the process. What is buying a house ACTUALLY like?  I usually tell them that it’s like anything else. One step at a time. One form at a time. One bank transfer at a time. One house showing at a time. One home inspection at a time. If you have the wherewithal to plan a vacation, you can buy a house. 

  • Finding a Realtor
  • Finding a lender to get pre-approved (how much is your budget and what is a comfortable monthly payment)
  • Are there any first-time buyer programs that could be used? Is there down payment assistance?
  • Looking at the houses.
  • Finding one you like, and putting an offer together:
    • An offer usually involves a sales contract, any special forms that the jurisdictions require (lead-based paint acknowledgements, what appliances and systems in the house are included/excluded, if the home is part of a homeowners association, or a condo association, etc.)
    • Any forms related to getting an inspection done.
    • Who is selling the house, who is buying the house, how much is it being sold for, where it is exactly, and who are the others involved in the transaction (title company, agents, etc.)?
  • Getting any inspections done.
  • Negotiating any changes in the sales price or terms, or credits for inspection items.
  • Getting the final approval for the loan and then going to settlement.

Many people get interested in buying a house, but the “unknown” of it all can be daunting. It could be that the best way to think about it, is that like most things in life, you can’t cross every bridge BEFORE you get there. You just take it one day at a time. Some things will be surprisingly easy. Some things will require the advice of experienced lenders, Realtors, home inspectors and title attorneys.  

But if the process doesn’t begin somewhere, somehow, the idea just stays in one’s head in the “to do list” file.  And then 3 years go by, 5 years go by, 7 years go by. And your friends that DID buy a house laugh themselves to the bank when they go to sell the house they bought 3 years ago, 5 years ago, or 7 years ago.

If you need any recommendations for a local lender or Realtor, please don’t hesitate to ask.

Joseph Hudson is a referral agent with Metro Referrals. Reach him at [email protected] or 703-587-0597.

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Advice

Giving up drinking is killing our relationship

What happens when one partner is sober and the other isn’t

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I’m a 38-year-old guy, was single for most of my 30s, which I didn’t like at all, and I finally met a great guy last Memorial Day Weekend. 

Until New Year’s I would have said that everything was going great. I was on Cloud Nine. Eric is kind, handsome, smart, and a great catch.

But in December he decided to do “Dry January.” It was kind of on a whim I think. We were out with some friends and one of them said he was not going to drink at all for the month of January. He thought alcohol was playing too big a role in his life so he wanted to see what life would be like without it. Another friend said he would do it too, and then Eric said he would.

I wish we hadn’t gone out that night and then this whole thing wouldn’t have happened.

So, as the month progressed, Eric started talking more and more about how much better he was feeling without alcohol in his body or his life.

I don’t think we drank that much pre-January. Yes, we’d have something to drink every time we went out, with friends or just together, but not to excess.

At some point, Eric started saying that he wasn’t really enjoying going out with our friends, as he wasn’t drinking and they were (except the two friends who were also doing the Dry January thing). This meant I’d either go out without him (which I didn’t like) or we’d stay home, or go out just the two of us. But then if I’m drinking and he’s not, it just feels awkward. He hasn’t said anything but I feel like he’s judging me whenever I have a drink.

I was hoping he’d relax about the whole thing at the end of the month but now he’s decided he doesn’t want to drink anymore at all.

To make matters worse, he says that the month made him think more about the big role alcohol plays in his life (his words) and he has started going to Alcoholics Anonymous meetings.

So where does this leave me? I do want to keep drinking. I’m just a social drinker and I don’t have a problem with alcohol. I think it adds a fair amount of fun to my life. Plus, all my friends drink (including the two who did Dry January) and it’s a big part of our socializing. If you don’t drink when everyone else is drinking, it’s really not fun and it feels weird.

At this point Eric doesn’t go out with the friend group we were going out with because he doesn’t have a good time as the only non-drinker. (I get it, that’s one of the reasons I drink when my friends are drinking.) So I go out sometimes without him, which as I mentioned doesn’t feel so good, and which I don’t think is great for our relationship; or I don’t go out with my friends, which I don’t like.

I love Eric and I could see us having a great life together but his not drinking has opened what feels like a chasm between us.

How do couples handle this situation, where one person wants to stop drinking and the other does not? The impact is seeming increasingly huge to me and I don’t see how to make it stop being a divisive problem.

Michael replies:

I don’t think that Eric’s sobriety needs to be a divisive problem, if you can tolerate that you don’t get to have your life with Eric be exactly as you would like. 

This is the same dilemma that everyone in a serious relationship must face. Our partners are always different from us in some important ways, even if it doesn’t seem that way at first. And we have to figure out how to live with these differences, contentedly for the most part.  Our partners face the same challenge. 

Of course, not every difference can be (or should be) resolvable. For example, if one person is determined to parent and the other person is determined to be child-free, it makes great sense to part ways — unless one person decides they’d rather stay with their partner than have it their way.  

You and Eric have to figure out if your differences around alcohol are a deal-breaker, or if you can find a way to build a solid relationship, even as you drink socially and he is sober.

Whether and how you do this are for the two of you to figure out.  That said, here are some ideas for your consideration: 

  • Can you accept Eric’s not joining you for some or even many of your social activities?
  • Can you and Eric talk about what might help him be more comfortable joining your friends now and then?
  • Can you ask Eric what it’s like for him when you are drinking, rather than assuming that he is judging you? (Important question for your consideration: What led you to make that assumption rather than asking him?)
  • If Eric is making friends in Alcoholics Anonymous, would you want to join him at times when he socializes with them? 

The main ingredients here are generosity, flexibility, collaboration, and curiosity.

Speaking of curiosity, rather than wishing that the two of you had missed that invitation to participate in Dry January, how about being curious about Eric’s decision to stop drinking? I suspect that your dismissiveness has a negative impact on his desire to be close to or confide in you. If you are curious about this important life change that Eric is undertaking, you will certainly learn a lot about your boyfriend, and likely deepen your connection.

Michael Radkowsky, Psy.D. is a licensed psychologist who works with couples and individuals in D.C. He can be found online at michaelradkowsky.com. All identifying information has been changed for reasons of confidentiality. Have a question? Send it to [email protected].

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Real Estate

Down payment strategies: Financing your home purchase 

Understanding the options key to unlocking the door to a dream home

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Looking for your dream home? First, you need to understand how to make the down payment.

Navigating the path to homeownership can be a complex journey, especially when it comes to accumulating the necessary down payment. For members of our LGBTQ community, understanding the available options for saving and financing this crucial aspect of home buying is key to unlocking the door to their dream home. Let’s explore effective methods and resources specifically designed to support LGBTQ individuals on their path to homeownership.

Traditional Savings Strategies

Saving for a down payment often begins with traditional methods such as setting aside a portion of your income into a dedicated savings account. High-yield savings accounts and automated savings plans, some offering up to 5% interest in today’s market, can expedite the process, providing a disciplined approach to accumulate funds over time. Additionally, exploring investment opportunities that match your risk tolerance can offer potential growth for your down payment savings.

Down Payment Assistance Programs

A variety of down payment assistance programs exist to help homebuyers with their initial costs. These programs often offer grants or low-interest loans to first-time homebuyers or those who haven’t owned a home in the past three years. 

It’s essential to speak with a GayRealEstate.com agent to determine what programs may be available, plus online research into local and state assistance programs, as many are designed to support individuals in specific communities, including the LGBTQ+ community.

For medical professionals, police, teachers, firefighters, and other community heroes, there are several special loan and assistance programs designed to help with home purchases, often offering benefits like down payment assistance, reduced closing costs, and more favorable loan terms.

The Hero Home Loan Program provides first responders, including police officers, firefighters, and paramedics, with benefits such as lower interest rates and reduced closing costs. This program aims to make homeownership more accessible by offering more flexible credit score requirements and down payment assistance .

For educators, firefighters, law enforcement officers, and medical professionals, the Everyday Hero Housing Assistance Fund (EHHAF) offers closing cost assistance through gift funds. This program is designed to support those who serve their communities by making homeownership more affordable, with no repayment required for the grant funds​​.

The HUD Good Neighbor Next Door Program offers up to 50% off the list price of homes for law enforcement officers, pre-Kindergarten through 12th-grade teachers, firefighters, and emergency medical technicians. This initiative aims to encourage community revitalization by assisting these professionals in homeownership within the communities they serve​​.

Homes for Heroes provides assistance specifically to first responders and offers significant savings through Hero Rewards when buying, selling, or refinancing a home. On average, participants save $3,000, with the program offering real estate and mortgage specialist connections tailored to the needs of first responders​​.

LGBTQ-Friendly Lending Options

Finding a lender that understands and supports the unique needs of our LGBTQ community can make a significant difference. Some lenders and organizations specialize in offering inclusive financial products and resources to assist LGBTQ+ homebuyers. These may include specialized mortgage products, financial planning services, and guidance through the home buying process.

The journey to homeownership is a milestone that requires careful planning and support. Remember, every step taken towards saving and financing your home purchase brings you closer to the dream of homeownership.

(GayRealEstate.com offers valuable resources and advice tailored to meet the unique needs of our LGBTQ+ community in their journey towards homeownership. For more comprehensive guidance and support in navigating the home buying process, visit GayRealEstate.com choose an agent and start a no-obligation conversation today.)

Jeff Hammerberg is founding CEO of Hammerberg & Associates, Inc. Reach him at [email protected].

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